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19426 Homeowners Insurance Quotes & Coverage Options
For homeowners like you shopping online for home insurance quotes in the 19426 zip code it's important to know that our rates are very competitive for homeowners living in Collegeville, PA. Many homeowners based out of your 19426 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19426 should appear in the zip code field ready to go. For Collegeville, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.
19426: Average Home Insurance Rates
For homeowners living in the great city of Collegeville, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $646 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.
19426 Home Insurance Average Premiums
$396 /yr.
Shows Zip Code: 19426 lowest rates with discounts applied on average.
For the 19426, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $396 /yr. |
| Average Coverage: | $646 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $946 /yr. |
What is the average home insurance cost for a home in 19426?
- • The average homeowners insurance premium paid annually for a home in 19426 is around $646 per year.
What does it cost on average per month for home insurance in 19426?
- • Homeowners in 19426 pay a monthly average cost per month around $54.00.
What kind of discount could I get if I combine my home and auto insurance together in 19426?
- • Autoowners in 19426 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Collegeville area, check out other zip codes nearby 19426.
Review average rates in another zip code:
19426 homeowners insurance rates
Home Replacement Cost Coverage in 19426
Average Building Cost Per Square Foot in 19426: $136
Location: Collegeville, Pennsylvania (Montgomery County)Average Square Footage in 19426: 2,873 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19426 before you start any project. Collegeville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19426 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19426 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,873 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Collegeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $136 | 2,873 | $390,700 |
| Additional Upgrades & Added Features | $170 | 2,873 | $488,375 |
| Major Home Updates or Advancements | $204 | 2,873 | $586,050 |
It's important to understand that when you estimate your replacement cost of your home in the 19426 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19426
Allstate Insurance - William J Penney
Address: 1 W Main St Collegeville, PA 19426Phone: (610)409-9000
Website:
Best Home & Auto Insurance Agencies in 19426
Farmers Insurance Group
Address: 500 Jacob Rd Collegeville, PA 19426Phone:
Website:
Info:
L & B Insurance & Financial Services
Address: 122 Knoll Dr Collegeville, PA 19426Phone:
Website:
Info:
Kelly Insurance
Address: 212 W Main St Collegeville, PA 19426Phone:
Website: http://www.kellyins.com/
Info:
Graham- Michael G
Address: 813 S Gravel Pike Collegeville, PA 19426Phone:
Website:
Info:
Allstate Insurance Company
Address: 321 East Main Street Collegeville, PA 19426Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9019728/collegeville_pa/allstate_insurance_company.html
Info:
Housing Demographics for 19426
Population Review for 19426 Zip Code
For the city of Collegeville, the population within 19426 has increased to over 40,244 residents in population size. The current population total is 43,541. We have broken down the population based on race below. In 19426, there are over 23440 in male population and 20101 females.
| Population | Values |
|---|---|
| Total Population | 43,541 |
| White Population | 32853 |
| Black Population | 3898 |
| Hispanic Population | 2005 |
| Asian Population | 3625 |
| Hawaiian Population | 10 |
| Indian Population | 83 |
| Other Population | 923 |
| Male Population | 23440 |
| Female Population | 20101 |
| Population Estimate | 40244 |
Household Data for 19426
The average number of homes in 19426 is around 13,423, there are an average of 2.82 per household. The average house value according to local real estate values is around $390,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 13,423 |
| Persons Per Household | 2.82 |
| Average House Value | $390,700 |
| Income Per Household | $135239 |
| Median Age | 40.1 |
| Median Age Male | 39.7 |
| Median Age Female | 40.7 |
| 19426 Details | Values |
|---|---|
| State | PA |
| State Full Name | Pennsylvania |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 484/610 |
| City | Collegeville |
| City Alias Name | COLLEGEVILLE |
| County | Montgomery |
| County FIPS | 091 |
| State FIPS | 42 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 6160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 33874 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Philadelphia, PA-NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 919 |
| Number Of Employees | 16200 |
| Business First Quarter Payroll | 820227 |
| Business Annual Payroll | 2010330 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 1924009 |
| Congressional District | 04 |
| Congressional LandArea | 1517.84 |
| Delivery Residential | 14271 |
| Delivery Business | 707 |
| Delivery Total | 17063 |
| Preferred Last Line Key | X17729 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Montgomery County-Bucks County-Chester County, PA |
| City State Key | X17729 |
| Land Area | 34.033000 |
| Water Area | 0.262000 |
| City Alias Code | |
| City Mixed Case | Collegeville |
| City Alias Mixed Case | Collegeville |
| Box Count | 143 |
| SFDU | 9567 |
| MFDU | 342 |
| State ANSI | 42 |
| County ANSI | 091 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 411552 |
| Unique ZIP Name | |
| SSA State County Code | 39560 |
| Medicare CBSA Code | 33874 |
| Medicare CBSA Name | Montgomery County-Bucks County-Chester County, PA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Montgomery |
Pennsylvania Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]