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19426 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 19426 zip code it's important to know that our rates are very competitive for homeowners living in Collegeville, PA. Many homeowners based out of your 19426 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19426 should appear in the zip code field ready to go. For Collegeville, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

19426: Average Home Insurance Rates

For homeowners living in the great city of Collegeville, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $646 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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19426 Home Insurance Average Premiums

Local 19426 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 19426 lowest rates with discounts applied on average.

For the 19426, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 19426?

  • • The average homeowners insurance premium paid annually for a home in 19426 is around $646 per year.

What does it cost on average per month for home insurance in 19426?

  • • Homeowners in 19426 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 19426?

  • • Autoowners in 19426 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Collegeville area, check out other zip codes nearby 19426.
Review average rates in another zip code:
19426 homeowners insurance rates

Home Replacement Cost Coverage in 19426

Average Building Cost Per Square Foot in 19426: $136

Location: Collegeville, Pennsylvania (Montgomery County)

Average Square Footage in 19426: 2,873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19426 before you start any project. Collegeville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19426 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19426 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,873 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Collegeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,873$390,700
Additional Upgrades & Added Features$1702,873$488,375
Major Home Updates or Advancements$2042,873$586,050

It's important to understand that when you estimate your replacement cost of your home in the 19426 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19426

Allstate Insurance - William J Penney

Address: 1 W Main St Collegeville, PA 19426
Phone: (610)409-9000
Website:

Best Home & Auto Insurance Agencies in 19426

Allstate Insurance - William J Penney

Address: 1 W Main St Collegeville, PA 19426
Phone:
Website:
Info:

Hoak- Larry R - State Farm Insurance Agent

Address: 363 E Main St Collegeville, PA 19426
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company

Address: 321 East Main Street Collegeville, PA 19426
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9019728/collegeville_pa/allstate_insurance_company.html
Info:

Kelly Insurance

Address: 212 W Main St Collegeville, PA 19426
Phone:
Website: http://www.kellyins.com/
Info:

Allstate Insurance Company - William Penney

Address: 1 West Main Street Collegeville, PA 19426
Phone:
Website: http://www.philadelphia.citysearch.com/profile/666429720/trappe_pa/allstate_insurance_company_william_penney.html
Info:

Housing Demographics for 19426

Population Review for 19426 Zip Code

For the city of Collegeville, the population within 19426 has increased to over 40,244 residents in population size. The current population total is 43,541. We have broken down the population based on race below. In 19426, there are over 23440 in male population and 20101 females.

PopulationValues
Total Population43,541
White Population32853
Black Population3898
Hispanic Population2005
Asian Population3625
Hawaiian Population10
Indian Population83
Other Population923
Male Population23440
Female Population20101
Population Estimate40244

Household Data for 19426

The average number of homes in 19426 is around 13,423, there are an average of 2.82 per household. The average house value according to local real estate values is around $390,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,423
Persons Per Household2.82
Average House Value$390,700
Income Per Household$135239
Median Age40.1
Median Age Male39.7
Median Age Female40.7
19426 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610
CityCollegeville
City Alias NameCOLLEGEVILLE
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses919
Number Of Employees16200
Business First Quarter Payroll820227
Business Annual Payroll2010330
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential14271
Delivery Business707
Delivery Total17063
Preferred Last Line KeyX17729
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17729
Land Area34.033000
Water Area0.262000
City Alias Code
City Mixed CaseCollegeville
City Alias Mixed CaseCollegeville
Box Count143
SFDU9567
MFDU342
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411552
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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