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Homeowners Insurance in 19438

For homeowners living in 19438, you want more affordable home insurance rates in Harleysville, right? Our rates are very competitive for homeowners living in the great city of Harleysville, PA. Many homeowners living in the 19438 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 19438 should appear in the zip code field ready to go. Comparing Harleysville, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

19438 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Harleysville pay around $816 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 19438 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Harleysville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

Get 19438 Homeowners Insurance Rates Now!

19438 Home Insurance Average Premiums

Local 19438 homeowners insurance quotes comparison

$566 /yr.

Shows Zip Code: 19438 lowest rates with discounts applied on average.

For the 19438, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$566 /yr.
Average Coverage:$816 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1116 /yr.

What is the average home insurance cost for a home in 19438?

  • • The average homeowners insurance premium paid annually for a home in 19438 is around $816 per year.

What does it cost on average per month for home insurance in 19438?

  • • Homeowners in 19438 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 19438?

  • • Autoowners in 19438 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Harleysville area, check out other zip codes nearby 19438.
Review average rates in another zip code:
19438 homeowners insurance rates

Home Replacement Cost Coverage in 19438

Average Building Cost Per Square Foot in 19438: $136

Location: Harleysville, Pennsylvania (Montgomery County)

Average Square Footage in 19438: 2,720 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19438 before you start any project. Harleysville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19438 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19438 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,720 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harleysville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,720$369,900
Additional Upgrades & Added Features$1702,720$462,375
Major Home Updates or Advancements$2042,720$554,850

It's important to understand that when you estimate your replacement cost of your home in the 19438 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19438

Best Home & Auto Insurance Agencies in 19438

Joseph A Fino, Jr - Nationwide Insurance

Address: 409 Main St Harleysville, PA 19438
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/43700816/harleysville_pa/joseph_a_fino_jr_nationwide_insurance.html
Info:

Allstate Insurance Company - Susanne Depaul

Address: 453 Main Street Harleysville, PA 19438
Phone:
Website: http://www.allstateagencies.com/SueDePaul/Welcome/
Info:

First Choice INS Grp

Address: 574 Hawthorne Lane Harleysville, PA 19438
Phone:
Website: http://www.fcinsgroup.com/
Info:

D'Angelo Jr- John - State Farm Insurance Agent

Address: 376 Main St Harleysville, PA 19438
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance Ron Reinert

Address: 1730 Sumneytown Pike Harleysville, PA 19438
Phone:
Website: http://www.ronreinert.com/
Info:

Housing Demographics for 19438

Population Review for 19438 Zip Code

For the city of Harleysville, the population within 19438 has increased to over 25,391 residents in population size. The current population total is 25,134. We have broken down the population based on race below. In 19438, there are over 12010 in male population and 13124 females.

PopulationValues
Total Population25,134
White Population21391
Black Population834
Hispanic Population827
Asian Population1549
Hawaiian Population5
Indian Population24
Other Population214
Male Population12010
Female Population13124
Population Estimate25391

Household Data for 19438

The average number of homes in 19438 is around 9,303, there are an average of 2.64 per household. The average house value according to local real estate values is around $369,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,303
Persons Per Household2.64
Average House Value$369,900
Income Per Household$127614
Median Age44.3
Median Age Male42.7
Median Age Female45.6
19438 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CityHarleysville
City Alias NameHARLEYSVILLE
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses498
Number Of Employees7301
Business First Quarter Payroll89316
Business Annual Payroll391048
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|04
Congressional LandArea77.91|1517.84
Delivery Residential9618
Delivery Business409
Delivery Total10160
Preferred Last Line KeyX18792
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX18792
Land Area22.208000
Water Area0.069000
City Alias Code
City Mixed CaseHarleysville
City Alias Mixed CaseHarleysville
Box Count122
SFDU6763
MFDU803
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413468
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]