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Home Insurance Quotes in 19440

Are you shopping for a cheaper homeowners insurance rate in 19440? Our rates are very competitive for homeowners living in Hatfield, PA. Many homeowners located in the 19440 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 19440. To get free 19440 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19440 zip code should appear in the zip code field ready to go. Shopping Hatfield, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 19440 to review the best rate coverages.

Your 19440 Home Insurance Costs Is Rated: Very Low!

For the great city of Hatfield, the average home insurance premium paid annually is around $719 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Hatfield and need insurance on your home in the 19440 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 19440 Homeowners Insurance Rates Now!

19440 Home Insurance Average Premiums

Local 19440 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 19440 lowest rates with discounts applied on average.

For the 19440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1019 /yr.

What is the average home insurance cost for a home in 19440?

  • • The average homeowners insurance premium paid annually for a home in 19440 is around $719 per year.

What does it cost on average per month for home insurance in 19440?

  • • Homeowners in 19440 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19440?

  • • Autoowners in 19440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hatfield area, check out other zip codes nearby 19440.
Review average rates in another zip code:
19440 homeowners insurance rates

Home Replacement Cost Coverage in 19440

Average Building Cost Per Square Foot in 19440: $136

Location: Hatfield, Pennsylvania (Montgomery County)

Average Square Footage in 19440: 2,396 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19440 before you start any project. Hatfield homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,396 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hatfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,396$325,900
Additional Upgrades & Added Features$1702,396$407,375
Major Home Updates or Advancements$2042,396$488,850

It's important to understand that when you estimate your replacement cost of your home in the 19440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19440

Best Home & Auto Insurance Agencies in 19440

Bill Lee - Allstate Insurance Company

Address: 21 E Lincoln Ave, Ste 250 Hatfield, PA 19440
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658939300/hatfield_pa/bill_lee_allstate_insurance_company.html
Info:

Seibert, Dave - State Farm Insurance Agent - David O Seibert

Address: 122 S Main St Hatfield, PA 19440
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9021979/hatfield_pa/seibert_dave_state_farm_insurance_agent_david_o_seibert.html
Info:

John L Snyder - Nationwide Insurance

Address: 2011 Bethlehem Pike Hatfield, PA 19440
Phone:
Website: http://www.nationwide.com/agent/Hatfield-PENNSYLVANIA-insurance-agent/j-linford-snyder/office.html
Info:

Wasserman Agency Incorporated

Address: 1553 Cowpath Road Hatfield, PA 19440
Phone:
Website: http://www.wassermanagency.com/
Info:

Lee, William - Allstate Insurance Company

Address: 21 East Lincoln Avenue Hatfield, PA 19440
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9022224/hatfield_pa/lee_william_allstate_insurance_company.html
Info:

Housing Demographics for 19440

Population Review for 19440 Zip Code

For the city of Hatfield, the population within 19440 has increased to over 19,965 residents in population size. The current population total is 19,683. We have broken down the population based on race below. In 19440, there are over 9800 in male population and 9883 females.

PopulationValues
Total Population19,683
White Population13360
Black Population993
Hispanic Population1468
Asian Population3319
Hawaiian Population4
Indian Population71
Other Population818
Male Population9800
Female Population9883
Population Estimate19965

Household Data for 19440

The average number of homes in 19440 is around 7,535, there are an average of 2.60 per household. The average house value according to local real estate values is around $325,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,535
Persons Per Household2.60
Average House Value$325,900
Income Per Household$89278
Median Age42.9
Median Age Male41.9
Median Age Female43.7
19440 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267
CityHatfield
City Alias NameHATFIELD
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses473
Number Of Employees12001
Business First Quarter Payroll169658
Business Annual Payroll754986
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|04
Congressional LandArea77.91|1517.84
Delivery Residential7679
Delivery Business387
Delivery Total10182
Preferred Last Line KeyX18822
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX18822
Land Area11.338000
Water Area0.009000
City Alias Code
City Mixed CaseHatfield
City Alias Mixed CaseHatfield
Box Count57
SFDU5008
MFDU1351
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413536
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]