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19464, PA Home Insurance

In the zip code of 19464, the population size is around 48,409, which consists of 19,018 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pottstown, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $701 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 19464 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pottstown. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Pottstown, PA Homeowners Insurance Online Rates Today!

19464 Home Insurance Average Premiums

Local 19464 homeowners insurance quotes comparison

$451 /yr.

Shows Zip Code: 19464 lowest rates with discounts applied on average.

For the 19464, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$451 /yr.
Average Coverage:$701 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1001 /yr.

What is the average home insurance cost for a home in 19464?

  • • The average homeowners insurance premium paid annually for a home in 19464 is around $701 per year.

What does it cost on average per month for home insurance in 19464?

  • • Homeowners in 19464 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 19464?

  • • Autoowners in 19464 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pottstown area, check out other zip codes nearby 19464.
Review average rates in another zip code:
19464 homeowners insurance rates
19465 homeowners insurance rates

Home Replacement Cost Coverage in 19464

Average Building Cost Per Square Foot in 19464: $136

Location: Pottstown, Pennsylvania (Montgomery County)

Average Square Footage in 19464: 1,335 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19464 before you start any project. Pottstown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19464 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19464 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,335 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pottstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,335$181,600
Additional Upgrades & Added Features$1701,335$227,000
Major Home Updates or Advancements$2041,335$272,400

It's important to understand that when you estimate your replacement cost of your home in the 19464 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19464

Best Home & Auto Insurance Agencies in 19464

Lowa, William - Lowa Group Incorporated

Address: 1104 E High St Pottstown, PA 19464
Phone:
Website: http://www.thelowagroup.com/
Info:

Robert L Weigner, Cic - Nationwide Insurance

Address: 1494 N Charlotte St Pottstown, PA 19464
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9027653/pottstown_pa/robert_l_weigner_cic_nationwide_insurance.html
Info:

Weber, Dick - State Farm Insurance Agent

Address: 631 West High Street Pottstown, PA 19464
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/662315730/pottstown_pa/weber_dick_state_farm_insurance_agent.html
Info:

Auto Insurance by Allstate Insurance - Prendergast

Address: 3277 West Ridge Pike #203 Pottstown, PA 19464
Phone:
Website: http://www.allstate.com/
Info:

Wausnock, George - State Farm Insurance Agent

Address: 1304 E High St Pottstown, PA 19464
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/9027702/pottstown_pa/wausnock_george_state_farm_insurance_agent.html
Info:

Housing Demographics for 19464

Population Review for 19464 Zip Code

For the city of Pottstown, the population within 19464 has increased to over 49,979 residents in population size. The current population total is 48,409. We have broken down the population based on race below. In 19464, there are over 23395 in male population and 25014 females.

PopulationValues
Total Population48,409
White Population34186
Black Population7578
Hispanic Population3869
Asian Population858
Hawaiian Population19
Indian Population118
Other Population1471
Male Population23395
Female Population25014
Population Estimate49979

Household Data for 19464

The average number of homes in 19464 is around 19,018, there are an average of 2.51 per household. The average house value according to local real estate values is around $181,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,018
Persons Per Household2.51
Average House Value$181,600
Income Per Household$67891
Median Age38.7
Median Age Male37.7
Median Age Female39.6
19464 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610
CityPottstown
City Alias NamePOTTSTOWN
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1225
Number Of Employees18045
Business First Quarter Payroll218203
Business Annual Payroll907301
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential19912
Delivery Business1401
Delivery Total22591
Preferred Last Line KeyX1A630
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A630
Land Area25.638000
Water Area0.281000
City Alias Code
City Mixed CasePottstown
City Alias Mixed CasePottstown
Box Count326
SFDU15344
MFDU1514
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416780
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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