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19473 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19473 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Schwenksville, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19473.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19473 and start shopping.

Quickly and Easily Compare Average Rates for 19473

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Schwenksville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19473

Homeowners in Schwenksville are paying roughly $793 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19473 Home Insurance Average Premiums

Local 19473 homeowners insurance quotes comparison

$543 /yr.

Shows Zip Code: 19473 lowest rates with discounts applied on average.

For the 19473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$543 /yr.
Average Coverage:$793 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1093 /yr.

What is the average home insurance cost for a home in 19473?

  • • The average homeowners insurance premium paid annually for a home in 19473 is around $793 per year.

What does it cost on average per month for home insurance in 19473?

  • • Homeowners in 19473 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 19473?

  • • Autoowners in 19473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Schwenksville area, check out other zip codes nearby 19473.
Review average rates in another zip code:
19473 homeowners insurance rates

Home Replacement Cost Coverage in 19473

Average Building Cost Per Square Foot in 19473: $136

Location: Schwenksville, Pennsylvania (Montgomery County)

Average Square Footage in 19473: 2,642 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19473 before you start any project. Schwenksville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,642 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Schwenksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,642$359,300
Additional Upgrades & Added Features$1702,642$449,125
Major Home Updates or Advancements$2042,642$538,950

It's important to understand that when you estimate your replacement cost of your home in the 19473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19473

Best Home & Auto Insurance Agencies in 19473

Firn, Glen - Allstate

Address: 546 Main Street Schwenksville, PA 19473
Phone:
Website: http://www.allstateagencies.com/GlenFirn/Welcome/
Info:

State Farm Insurance-Michael Graham

Address: 813 Gravel Pike Schwenksville, PA 19473
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Company - Johanna James

Address: 3821 Skippack Pike Schwenksville, PA 19473
Phone:
Website: http://www.allstateagencies.com/036201?cid=OTC-YP.com-IYP&att=TL
Info:

Davis JL Insurance

Address: 1000 Gravel Pike, Ste 100 Schwenksville, PA 19473
Phone:
Website: http://www.jldavisins.com/
Info:

Housing Demographics for 19473

Population Review for 19473 Zip Code

For the city of Schwenksville, the population within 19473 has increased to over 16,239 residents in population size. The current population total is 16,028. We have broken down the population based on race below. In 19473, there are over 7980 in male population and 8048 females.

PopulationValues
Total Population16,028
White Population14012
Black Population445
Hispanic Population556
Asian Population488
Hawaiian Population3
Indian Population14
Other Population165
Male Population7980
Female Population8048
Population Estimate16239

Household Data for 19473

The average number of homes in 19473 is around 5,796, there are an average of 2.76 per household. The average house value according to local real estate values is around $359,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,796
Persons Per Household2.76
Average House Value$359,300
Income Per Household$120768
Median Age42.1
Median Age Male40.7
Median Age Female43.3
19473 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code484/610
CitySchwenksville
City Alias NameSCHWENKSVILLE
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses227
Number Of Employees1446
Business First Quarter Payroll14321
Business Annual Payroll74349
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential5884
Delivery Business111
Delivery Total6056
Preferred Last Line KeyX1A951
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A951
Land Area24.315000
Water Area0.245000
City Alias Code
City Mixed CaseSchwenksville
City Alias Mixed CaseSchwenksville
Box Count37
SFDU4539
MFDU166
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411552
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]