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Find the Best Home Insurance Rates in 19477

Shopping for homeowners insurance in 19477 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Spring House, PA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Pennsylvania licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 19477 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 19477

Find Spring House, PA Homeowners Insurance Quotes to review the best coverage options in your area.

19477 Home Insurance Rating is: very low!

In 19477 the average premium is $728. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 19477, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 19477!

19477 Home Insurance Average Premiums

Local 19477 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 19477 lowest rates with discounts applied on average.

For the 19477, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 19477?

  • • The average homeowners insurance premium paid annually for a home in 19477 is around $728 per year.

What does it cost on average per month for home insurance in 19477?

  • • Homeowners in 19477 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19477?

  • • Autoowners in 19477 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spring House area, check out other zip codes nearby 19477.
Review average rates in another zip code:
19477 homeowners insurance rates

Home Replacement Cost Coverage in 19477

Average Building Cost Per Square Foot in 19477: $136

Location: Spring House, Pennsylvania (Montgomery County)

Average Square Footage in 19477: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19477 before you start any project. Spring House homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19477 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19477 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spring House area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 19477 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19477

Affiliated Insurance Serv

Address: PO Box 485 Spring House, PA 19477
Phone: (215)628-4770
Website:

Best Home & Auto Insurance Agencies in 19477

Affiliated Insurance Serv

Address: PO Box 485 Spring House, PA 19477
Phone:
Website:
Info:

Housing Demographics for 19477

Population Review for 19477 Zip Code

For the city of Spring House, the population within 19477 has increased to over 143 residents in population size. The current population total is 126. We have broken down the population based on race below. In 19477, there are over 57 in male population and 69 females.

PopulationValues
Total Population126
White Population120
Black Population0
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population57
Female Population69
Population Estimate143

Household Data for 19477

The average number of homes in 19477 is around 51, there are an average of 2.47 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode51
Persons Per Household2.47
Average House Value$165,000
Income Per Household$0
Median Age51.5
Median Age Male48.3
Median Age Female58.3
19477 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code215/267/445
CitySpring House
City Alias NameSPRING HOUSE
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses135
Number Of Employees3542
Business First Quarter Payroll193317
Business Annual Payroll570857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential58
Delivery Business24
Delivery Total1308
Preferred Last Line KeyX1B191
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1B191
Land Area0.071000
Water Area0.000000
City Alias Code
City Mixed CaseSpring House
City Alias Mixed CaseSpring House
Box Count81
SFDU6
MFDU52
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416144
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]