Get multiple home insurance quotes in 19503. Our licensed 19503, PA agents are ready to serve you.

Start Searching Home Insurance Quotes in 19503

Are you paying too much for homeowners insurance in 19503? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Bally, PA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Pennsylvania licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 19503?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 19503 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 19503 and get ready to save.

3 Easy Ways To Save Money In 19503

These three links will help you explore home insurance quotes in 19503 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 19503 Home Insurance Costs Rated: very low!

The average price for a homeowners insurance policy in Bally is roughly $720. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 19503 Homeowners Insurance Rates Right Now!

19503 Home Insurance Average Premiums

Local 19503 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 19503 lowest rates with discounts applied on average.

For the 19503, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 19503?

  • • The average homeowners insurance premium paid annually for a home in 19503 is around $720 per year.

What does it cost on average per month for home insurance in 19503?

  • • Homeowners in 19503 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19503?

  • • Autoowners in 19503 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bally area, check out other zip codes nearby 19503.
Review average rates in another zip code:
19503 homeowners insurance rates

Home Replacement Cost Coverage in 19503

Average Building Cost Per Square Foot in 19503: $136

Location: Bally, Pennsylvania (Berks County)

Average Square Footage in 19503: 1,372 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19503 before you start any project. Bally homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19503 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19503 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,372 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bally area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,372$186,600
Additional Upgrades & Added Features$1701,372$233,250
Major Home Updates or Advancements$2041,372$279,900

It's important to understand that when you estimate your replacement cost of your home in the 19503 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19503

Best Home & Auto Insurance Agencies in 19503

JP Raynock Insurance

Address: 3261 Pa-100 MacUngie, PA 19503
Phone:
Website: http://www.allentown.citysearch.com/profile/8833720/macungie_pa/j_p_raynock_insurance.html
Info:

Allstate Insurance Company - Keith Ostfeld

Address: 344 S 3rd St, #Rt 309 Bally, PA 19503
Phone:
Website: http://www.allstateagencies.com/058284?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 19503

Population Review for 19503 Zip Code

For the city of Bally, the population within 19503 has increased to over 1,033 residents in population size. The current population total is 1,270. We have broken down the population based on race below. In 19503, there are over 606 in male population and 664 females.

PopulationValues
Total Population1,270
White Population1101
Black Population62
Hispanic Population58
Asian Population3
Hawaiian Population0
Indian Population0
Other Population21
Male Population606
Female Population664
Population Estimate1033

Household Data for 19503

The average number of homes in 19503 is around 503, there are an average of 2.52 per household. The average house value according to local real estate values is around $186,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode503
Persons Per Household2.52
Average House Value$186,600
Income Per Household$68571
Median Age40.2
Median Age Male40.1
Median Age Female40.3
19503 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code610/835
CityBally
City Alias NameBALLY
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees879
Business First Quarter Payroll8841
Business Annual Payroll41870
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04
Congressional LandArea1517.84
Delivery Residential410
Delivery Business25
Delivery Total633
Preferred Last Line KeyX17066
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX17066
Land Area1.611000
Water Area0.001000
City Alias Code
City Mixed CaseBally
City Alias Mixed CaseBally
Box Count158
SFDU285
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410416
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]