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Home Insurance in 19508

Our rates are very competitive for homeowners living in the 19508 zip code. Many homeowners based out of Birdsboro, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19508 should appear in the zip code field ready to go.

19508 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Birdsboro area? The average homeowners premium in 19508 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 19508, you can expect to pay around $779 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 19508 Today!

Get Home Insurance Quotes in 19508

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 19508 home insurance shopping today!

  1. Birdsboro, PA Home Insurance Quotes

19508 Home Insurance Average Premiums

Local 19508 homeowners insurance quotes comparison

$529 /yr.

Shows Zip Code: 19508 lowest rates with discounts applied on average.

For the 19508, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$529 /yr.
Average Coverage:$779 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1079 /yr.

What is the average home insurance cost for a home in 19508?

  • • The average homeowners insurance premium paid annually for a home in 19508 is around $779 per year.

What does it cost on average per month for home insurance in 19508?

  • • Homeowners in 19508 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 19508?

  • • Autoowners in 19508 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Birdsboro area, check out other zip codes nearby 19508.
Review average rates in another zip code:
19508 homeowners insurance rates

Home Replacement Cost Coverage in 19508

Average Building Cost Per Square Foot in 19508: $136

Location: Birdsboro, Pennsylvania (Berks County)

Average Square Footage in 19508: 1,483 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19508 before you start any project. Birdsboro homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19508 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19508 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,483 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Birdsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,483$201,700
Additional Upgrades & Added Features$1701,483$252,125
Major Home Updates or Advancements$2041,483$302,550

It's important to understand that when you estimate your replacement cost of your home in the 19508 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19508

Best Home & Auto Insurance Agencies in 19508

Hagan-Ayres Insurance Agency

Address: 351 W Main St Birdsboro, PA 19508
Phone:
Website: http://www.ayresinsurance.biz/
Info:

Hugh J. McGinley Agency

Address: 115 E Main St Birdsboro, PA 19508
Phone:
Website:
Info:

David A Wilson - Nationwide Insurance

Address: 401 E 1st St Birdsboro, PA 19508
Phone:
Website: http://www.national.citysearch.com/profile/667088500/birdsboro_pa/david_a_wilson_nationwide_insurance.html
Info:

Saracino Ins and Fin Serv Inc - State Farm Insurance Agent

Address: 6580 Perkiomen Ave Birdsboro, PA 19508
Phone:
Website: http://www.national.citysearch.com/profile/external/9033526/birdsboro_pa/saracino_ins_and_fin_serv_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Kyle Moser

Address: 321 Furnace Rd, #80 Birdsboro, PA 19508
Phone:
Website: http://www.national.citysearch.com/profile/667048830/birdsboro_pa/allstate_insurance_company_kyle_moser.html
Info:

Housing Demographics for 19508

Population Review for 19508 Zip Code

For the city of Birdsboro, the population within 19508 has increased to over 16,172 residents in population size. The current population total is 15,855. We have broken down the population based on race below. In 19508, there are over 7972 in male population and 7883 females.

PopulationValues
Total Population15,855
White Population14218
Black Population332
Hispanic Population815
Asian Population140
Hawaiian Population6
Indian Population27
Other Population248
Male Population7972
Female Population7883
Population Estimate16172

Household Data for 19508

The average number of homes in 19508 is around 5,997, there are an average of 2.64 per household. The average house value according to local real estate values is around $201,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,997
Persons Per Household2.64
Average House Value$201,700
Income Per Household$73488
Median Age42.1
Median Age Male41.6
Median Age Female42.6
19508 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityBirdsboro
City Alias NameBIRDSBORO
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses258
Number Of Employees2821
Business First Quarter Payroll33199
Business Annual Payroll152936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04|06
Congressional LandArea1517.84|860.47
Delivery Residential6126
Delivery Business215
Delivery Total6537
Preferred Last Line KeyX17228
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX17228
Land Area40.670000
Water Area0.585000
City Alias Code
City Mixed CaseBirdsboro
City Alias Mixed CaseBirdsboro
Box Count99
SFDU5632
MFDU61
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410680
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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