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Homeowners Insurance in 19512

In Boyertown, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 19512 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 19512 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19512 should appear in the zip code field ready to go.

19512 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $780. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Boyertown home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 19512 Home Insurance Rates Now!

Best 3 Options to Compare in 19512

If you want homeowners insurance quotes within the city of Boyertown or in the 19512 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Boyertown, PA.

19512 Home Insurance Average Premiums

Local 19512 homeowners insurance quotes comparison

$530 /yr.

Shows Zip Code: 19512 lowest rates with discounts applied on average.

For the 19512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$530 /yr.
Average Coverage:$780 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1080 /yr.

What is the average home insurance cost for a home in 19512?

  • • The average homeowners insurance premium paid annually for a home in 19512 is around $780 per year.

What does it cost on average per month for home insurance in 19512?

  • • Homeowners in 19512 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 19512?

  • • Autoowners in 19512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boyertown area, check out other zip codes nearby 19512.
Review average rates in another zip code:
19512 homeowners insurance rates

Home Replacement Cost Coverage in 19512

Average Building Cost Per Square Foot in 19512: $136

Location: Boyertown, Pennsylvania (Berks County)

Average Square Footage in 19512: 1,485 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19512 before you start any project. Boyertown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,485 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boyertown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,485$202,000
Additional Upgrades & Added Features$1701,485$252,500
Major Home Updates or Advancements$2041,485$303,000

It's important to understand that when you estimate your replacement cost of your home in the 19512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19512

Best Home & Auto Insurance Agencies in 19512

Rychlik-Dreis Insurance Agency LLC

Address: 9 Thompson Dr Boyertown, PA 19512
Phone:
Website: http://www.rychlik-dreis.com/
Info:

Chung- Cindy

Address: 16 S Reading Ave Boyertown, PA 19512
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Davidheiser Insurance & Financial Services

Address: 412 E Philadelphia Ave Boyertown, PA 19512
Phone:
Website:
Info:

Allstate Insurance Company - Stephen Wright

Address: 104 E Philadelphia Ave Boyertown, PA 19512
Phone:
Website: http://www.allstateagencies.com/050697?cid=OTC-YP.com-IYP&att=TL
Info:

Weigner, Robert - Weigner Agency

Address: 33 E Philadelphia Ave Boyertown, PA 19512
Phone:
Website:
Info:

Housing Demographics for 19512

Population Review for 19512 Zip Code

For the city of Boyertown, the population within 19512 has increased to over 16,845 residents in population size. The current population total is 16,928. We have broken down the population based on race below. In 19512, there are over 8447 in male population and 8481 females.

PopulationValues
Total Population16,928
White Population15651
Black Population359
Hispanic Population435
Asian Population104
Hawaiian Population6
Indian Population16
Other Population161
Male Population8447
Female Population8481
Population Estimate16845

Household Data for 19512

The average number of homes in 19512 is around 6,997, there are an average of 2.38 per household. The average house value according to local real estate values is around $202,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,997
Persons Per Household2.38
Average House Value$202,000
Income Per Household$71780
Median Age45.8
Median Age Male43.8
Median Age Female47.7
19512 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityBoyertown
City Alias NameBOYERTOWN
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses363
Number Of Employees3613
Business First Quarter Payroll42453
Business Annual Payroll190869
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04
Congressional LandArea1517.84
Delivery Residential7078
Delivery Business324
Delivery Total7706
Preferred Last Line KeyX17306
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX17306
Land Area43.273000
Water Area0.192000
City Alias Code
City Mixed CaseBoyertown
City Alias Mixed CaseBoyertown
Box Count170
SFDU6303
MFDU575
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410820
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]