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Homeowners Insurance in 19518

For homeowners living in 19518, you want more affordable home insurance rates in Douglassville, right? Our rates are very competitive for homeowners living in the great city of Douglassville, PA. Many homeowners living in the 19518 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 19518 should appear in the zip code field ready to go. Comparing Douglassville, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

19518 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Douglassville pay around $737 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 19518 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Douglassville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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19518 Home Insurance Average Premiums

Local 19518 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 19518 lowest rates with discounts applied on average.

For the 19518, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 19518?

  • • The average homeowners insurance premium paid annually for a home in 19518 is around $737 per year.

What does it cost on average per month for home insurance in 19518?

  • • Homeowners in 19518 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19518?

  • • Autoowners in 19518 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Douglassville area, check out other zip codes nearby 19518.
Review average rates in another zip code:
19518 homeowners insurance rates

Home Replacement Cost Coverage in 19518

Average Building Cost Per Square Foot in 19518: $136

Location: Douglassville, Pennsylvania (Berks County)

Average Square Footage in 19518: 1,964 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19518 before you start any project. Douglassville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19518 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19518 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,964 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Douglassville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,964$267,100
Additional Upgrades & Added Features$1701,964$333,875
Major Home Updates or Advancements$2041,964$400,650

It's important to understand that when you estimate your replacement cost of your home in the 19518 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19518

Best Home & Auto Insurance Agencies in 19518

Brian R Hunsinger - Nationwide Insurance

Address: 926 Benjamin Franklin Hwy Douglassville, PA 19518
Phone:
Website: http://www.nationwide.com/agent/Douglassville-PENNSYLVANIA-insurance-agent/brian-hunsinger/office.html
Info:

Allstate Insurance

Address: 15 Park Ln Douglassville, PA 19518
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 19518

Population Review for 19518 Zip Code

For the city of Douglassville, the population within 19518 has increased to over 16,449 residents in population size. The current population total is 16,441. We have broken down the population based on race below. In 19518, there are over 8053 in male population and 8388 females.

PopulationValues
Total Population16,441
White Population14263
Black Population638
Hispanic Population635
Asian Population389
Hawaiian Population1
Indian Population29
Other Population203
Male Population8053
Female Population8388
Population Estimate16449

Household Data for 19518

The average number of homes in 19518 is around 6,056, there are an average of 2.71 per household. The average house value according to local real estate values is around $267,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,056
Persons Per Household2.71
Average House Value$267,100
Income Per Household$103289
Median Age43.5
Median Age Male42.2
Median Age Female44.6
19518 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityDouglassville
City Alias NameDOUGLASSVILLE
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses279
Number Of Employees2821
Business First Quarter Payroll31452
Business Annual Payroll138672
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04|06
Congressional LandArea1517.84|860.47
Delivery Residential6070
Delivery Business237
Delivery Total6540
Preferred Last Line KeyX17983
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX17983
Land Area35.804000
Water Area0.558000
City Alias Code
City Mixed CaseDouglassville
City Alias Mixed CaseDouglassville
Box Count141
SFDU5221
MFDU67
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412084
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]