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19523 Home Insurance Quotes & Rates

Currently, the 58 homes within the 19523 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Pennsylvania is around $728 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Geigertown, PA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 19523.

Pennsylvania is now ranking #41 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Geigertown home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Pennsylvania has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 19523 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Geigertown, Pennsylvania home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Geigertown, PA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

19523 Home Insurance Average Premiums

Local 19523 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 19523 lowest rates with discounts applied on average.

For the 19523, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 19523?

  • • The average homeowners insurance premium paid annually for a home in 19523 is around $728 per year.

What does it cost on average per month for home insurance in 19523?

  • • Homeowners in 19523 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19523?

  • • Autoowners in 19523 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Geigertown area, check out other zip codes nearby 19523.
Review average rates in another zip code:
19523 homeowners insurance rates

Home Replacement Cost Coverage in 19523

Average Building Cost Per Square Foot in 19523: $136

Location: Geigertown, Pennsylvania (Berks County)

Average Square Footage in 19523: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19523 before you start any project. Geigertown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19523 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19523 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Geigertown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 19523 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19523

Best Home & Auto Insurance Agencies in 19523

Housing Demographics for 19523

Population Review for 19523 Zip Code

For the city of Geigertown, the population within 19523 has increased to over 0 residents in population size. The current population total is 170. We have broken down the population based on race below. In 19523, there are over 73 in male population and 97 females.

PopulationValues
Total Population170
White Population145
Black Population6
Hispanic Population5
Asian Population3
Hawaiian Population0
Indian Population0
Other Population0
Male Population73
Female Population97
Population Estimate0

Household Data for 19523

The average number of homes in 19523 is around 58, there are an average of 2.93 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode58
Persons Per Household2.93
Average House Value$165,000
Income Per Household$0
Median Age36.3
Median Age Male24.1
Median Age Female46.5
19523 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484
CityGeigertown
City Alias NameGEIGERTOWN
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees73
Business First Quarter Payroll514
Business Annual Payroll2238
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District06
Congressional LandArea860.47
Delivery Residential0
Delivery Business0
Delivery Total267
Preferred Last Line KeyX18568
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX18568
Land Area1.010000
Water Area0.019000
City Alias Code
City Mixed CaseGeigertown
City Alias Mixed CaseGeigertown
Box Count100
SFDU0
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413028
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

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