Get multiple home insurance quotes in 19526. Our licensed 19526, PA agents are ready to serve you.

Compare 19526 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 19526 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $735/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 19526 zip code, the population size is around 11,139 with 4,597 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 19526.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Hamburg, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

19526 Home Insurance Average Premiums

Local 19526 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 19526 lowest rates with discounts applied on average.

For the 19526, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 19526?

  • • The average homeowners insurance premium paid annually for a home in 19526 is around $735 per year.

What does it cost on average per month for home insurance in 19526?

  • • Homeowners in 19526 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19526?

  • • Autoowners in 19526 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hamburg area, check out other zip codes nearby 19526.
Review average rates in another zip code:
19526 homeowners insurance rates

Home Replacement Cost Coverage in 19526

Average Building Cost Per Square Foot in 19526: $136

Location: Hamburg, Pennsylvania (Berks County)

Average Square Footage in 19526: 1,224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19526 before you start any project. Hamburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19526 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19526 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,224 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hamburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,224$166,500
Additional Upgrades & Added Features$1701,224$208,125
Major Home Updates or Advancements$2041,224$249,750

It's important to understand that when you estimate your replacement cost of your home in the 19526 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19526

Albright Insurance Agency

Address: 14 South 4th St. Hamburg, PA 19526
Phone: (610)562-7818
Website: www.albrightins.com

Best Home & Auto Insurance Agencies in 19526

Albright Insurance Agency

Address: 14 S 4th St Hamburg, PA 19526
Phone:
Website: http://www.albrightins.com
Info:

Kay L Greenawalt Ins Agcy Inc - State Farm Insurance Agent

Address: 124 S 3rd St Hamburg, PA 19526
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19526

Population Review for 19526 Zip Code

For the city of Hamburg, the population within 19526 has increased to over 11,499 residents in population size. The current population total is 11,139. We have broken down the population based on race below. In 19526, there are over 5469 in male population and 5670 females.

PopulationValues
Total Population11,139
White Population10127
Black Population135
Hispanic Population660
Asian Population68
Hawaiian Population1
Indian Population16
Other Population252
Male Population5469
Female Population5670
Population Estimate11499

Household Data for 19526

The average number of homes in 19526 is around 4,597, there are an average of 2.37 per household. The average house value according to local real estate values is around $166,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,597
Persons Per Household2.37
Average House Value$166,500
Income Per Household$62700
Median Age46.3
Median Age Male44.6
Median Age Female47.6
19526 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityHamburg
City Alias NameHAMBURG
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees5963
Business First Quarter Payroll47532
Business Annual Payroll218918
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04|09
Congressional LandArea1517.84|5730.09
Delivery Residential4852
Delivery Business329
Delivery Total6126
Preferred Last Line KeyX18765
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX18765
Land Area57.481000
Water Area0.502000
City Alias Code
City Mixed CaseHamburg
City Alias Mixed CaseHamburg
Box Count89
SFDU3985
MFDU278
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413424
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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