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19529 Home Insurance Rates & Premiums

Did you know there are over 2,986 people living within the 19529 zip code area? There are over 1,158 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 19529.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $717 a year for a standard homeowners insurance policy in Kempton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Kempton, PA Homeowners Insurance Quotes Online

19529 Home Insurance Average Premiums

Local 19529 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 19529 lowest rates with discounts applied on average.

For the 19529, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1017 /yr.

What is the average home insurance cost for a home in 19529?

  • • The average homeowners insurance premium paid annually for a home in 19529 is around $717 per year.

What does it cost on average per month for home insurance in 19529?

  • • Homeowners in 19529 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19529?

  • • Autoowners in 19529 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kempton area, check out other zip codes nearby 19529.
Review average rates in another zip code:
19529 homeowners insurance rates

Home Replacement Cost Coverage in 19529

Average Building Cost Per Square Foot in 19529: $136

Location: Kempton, Pennsylvania (Berks County)

Average Square Footage in 19529: 1,913 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19529 before you start any project. Kempton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19529 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19529 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,913 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kempton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,913$260,200
Additional Upgrades & Added Features$1701,913$325,250
Major Home Updates or Advancements$2041,913$390,300

It's important to understand that when you estimate your replacement cost of your home in the 19529 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19529

Best Home & Auto Insurance Agencies in 19529

Housing Demographics for 19529

Population Review for 19529 Zip Code

For the city of Kempton, the population within 19529 has increased to over 3,036 residents in population size. The current population total is 2,986. We have broken down the population based on race below. In 19529, there are over 1613 in male population and 1373 females.

PopulationValues
Total Population2,986
White Population2839
Black Population18
Hispanic Population73
Asian Population6
Hawaiian Population1
Indian Population6
Other Population16
Male Population1613
Female Population1373
Population Estimate3036

Household Data for 19529

The average number of homes in 19529 is around 1,158, there are an average of 2.56 per household. The average house value according to local real estate values is around $260,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,158
Persons Per Household2.56
Average House Value$260,200
Income Per Household$89567
Median Age48.5
Median Age Male48.3
Median Age Female49.1
19529 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityKempton
City Alias NameKEMPTON
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees228
Business First Quarter Payroll1743
Business Annual Payroll8628
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District07|09
Congressional LandArea862.56|5730.09
Delivery Residential1186
Delivery Business36
Delivery Total1893
Preferred Last Line KeyX19143
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX19143
Land Area53.505000
Water Area0.306000
City Alias Code
City Mixed CaseKempton
City Alias Mixed CaseKempton
Box Count59
SFDU1178
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number414188
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]