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19534 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 19534 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lenhartsville, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 19534 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Lenhartsville homeowners insurance rates, coverage options or home insurance types, please select Lenhartsville, PA Home Insurance Rates Online!

19534 Home Insurance Average Premiums

Local 19534 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 19534 lowest rates with discounts applied on average.

For the 19534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$511 /yr.
Average Coverage:$761 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1061 /yr.

What is the average home insurance cost for a home in 19534?

  • • The average homeowners insurance premium paid annually for a home in 19534 is around $761 per year.

What does it cost on average per month for home insurance in 19534?

  • • Homeowners in 19534 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 19534?

  • • Autoowners in 19534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lenhartsville area, check out other zip codes nearby 19534.
Review average rates in another zip code:
19534 homeowners insurance rates

Home Replacement Cost Coverage in 19534

Average Building Cost Per Square Foot in 19534: $136

Location: Lenhartsville, Pennsylvania (Berks County)

Average Square Footage in 19534: 1,692 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19534 before you start any project. Lenhartsville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,692 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lenhartsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,692$230,100
Additional Upgrades & Added Features$1701,692$287,625
Major Home Updates or Advancements$2041,692$345,150

It's important to understand that when you estimate your replacement cost of your home in the 19534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19534

Best Home & Auto Insurance Agencies in 19534

Housing Demographics for 19534

Population Review for 19534 Zip Code

For the city of Lenhartsville, the population within 19534 has increased to over 1,941 residents in population size. The current population total is 2,065. We have broken down the population based on race below. In 19534, there are over 977 in male population and 1088 females.

PopulationValues
Total Population2,065
White Population1929
Black Population20
Hispanic Population91
Asian Population5
Hawaiian Population0
Indian Population7
Other Population9
Male Population977
Female Population1088
Population Estimate1941

Household Data for 19534

The average number of homes in 19534 is around 835, there are an average of 2.47 per household. The average house value according to local real estate values is around $230,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode835
Persons Per Household2.47
Average House Value$230,100
Income Per Household$76648
Median Age47.2
Median Age Male43.6
Median Age Female49.7
19534 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityLenhartsville
City Alias NameLENHARTSVILLE
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees279
Business First Quarter Payroll2651
Business Annual Payroll12472
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04|09
Congressional LandArea1517.84|5730.09
Delivery Residential786
Delivery Business20
Delivery Total1027
Preferred Last Line KeyX19371
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX19371
Land Area25.049000
Water Area0.125000
City Alias Code
City Mixed CaseLenhartsville
City Alias Mixed CaseLenhartsville
Box Count83
SFDU745
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number414608
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]