Get multiple home insurance quotes in 19540. Our licensed 19540, PA agents are ready to serve you.

19540 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19540 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mohnton, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19540.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19540 and start shopping.

Quickly and Easily Compare Average Rates for 19540

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mohnton, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19540

Homeowners in Mohnton are paying roughly $688 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 19540 Home Insurance Quotes right now!

19540 Home Insurance Average Premiums

Local 19540 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 19540 lowest rates with discounts applied on average.

For the 19540, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 19540?

  • • The average homeowners insurance premium paid annually for a home in 19540 is around $688 per year.

What does it cost on average per month for home insurance in 19540?

  • • Homeowners in 19540 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 19540?

  • • Autoowners in 19540 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mohnton area, check out other zip codes nearby 19540.
Review average rates in another zip code:
19540 homeowners insurance rates

Home Replacement Cost Coverage in 19540

Average Building Cost Per Square Foot in 19540: $136

Location: Mohnton, Pennsylvania (Berks County)

Average Square Footage in 19540: 1,834 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19540 before you start any project. Mohnton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19540 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19540 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,834 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mohnton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,834$249,400
Additional Upgrades & Added Features$1701,834$311,750
Major Home Updates or Advancements$2041,834$374,100

It's important to understand that when you estimate your replacement cost of your home in the 19540 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19540

Best Home & Auto Insurance Agencies in 19540

Housing Demographics for 19540

Population Review for 19540 Zip Code

For the city of Mohnton, the population within 19540 has increased to over 12,012 residents in population size. The current population total is 11,861. We have broken down the population based on race below. In 19540, there are over 6009 in male population and 5852 females.

PopulationValues
Total Population11,861
White Population10629
Black Population188
Hispanic Population719
Asian Population142
Hawaiian Population0
Indian Population19
Other Population265
Male Population6009
Female Population5852
Population Estimate12012

Household Data for 19540

The average number of homes in 19540 is around 4,605, there are an average of 2.57 per household. The average house value according to local real estate values is around $249,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,605
Persons Per Household2.57
Average House Value$249,400
Income Per Household$89532
Median Age45.9
Median Age Male45.2
Median Age Female46.7
19540 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/717/835
CityMohnton
City Alias NameMOHNTON
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses181
Number Of Employees1587
Business First Quarter Payroll15686
Business Annual Payroll73145
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District06|11
Congressional LandArea860.47|3356.48
Delivery Residential4674
Delivery Business125
Delivery Total5029
Preferred Last Line KeyX19881
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX19881
Land Area35.207000
Water Area0.189000
City Alias Code
City Mixed CaseMohnton
City Alias Mixed CaseMohnton
Box Count101
SFDU4381
MFDU65
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415500
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]