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Quickly Revew Homeowners Insurance in 19544

If you own a home in Mount Aetna, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 19544 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 19544 and start comparing rates now.

19544 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 19544 is $717 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 19544 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mount Aetna, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19544 Home Insurance Average Premiums

Local 19544 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 19544 lowest rates with discounts applied on average.

For the 19544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 19544?

  • • The average homeowners insurance premium paid annually for a home in 19544 is around $717 per year.

What does it cost on average per month for home insurance in 19544?

  • • Homeowners in 19544 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19544?

  • • Autoowners in 19544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Aetna area, check out other zip codes nearby 19544.
Review average rates in another zip code:
19544 homeowners insurance rates

Home Replacement Cost Coverage in 19544

Average Building Cost Per Square Foot in 19544: $136

Location: Mount Aetna, Pennsylvania (Berks County)

Average Square Footage in 19544: 1,195 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19544 before you start any project. Mount Aetna homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,195 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Aetna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,195$162,500
Additional Upgrades & Added Features$1701,195$203,125
Major Home Updates or Advancements$2041,195$243,750

It's important to understand that when you estimate your replacement cost of your home in the 19544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19544

Best Home & Auto Insurance Agencies in 19544

Housing Demographics for 19544

Population Review for 19544 Zip Code

For the city of Mount Aetna, the population within 19544 has increased to over 0 residents in population size. The current population total is 232. We have broken down the population based on race below. In 19544, there are over 106 in male population and 126 females.

PopulationValues
Total Population232
White Population185
Black Population4
Hispanic Population18
Asian Population6
Hawaiian Population0
Indian Population0
Other Population9
Male Population106
Female Population126
Population Estimate0

Household Data for 19544

The average number of homes in 19544 is around 87, there are an average of 2.67 per household. The average house value according to local real estate values is around $162,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode87
Persons Per Household2.67
Average House Value$162,500
Income Per Household$90455
Median Age32.8
Median Age Male32.8
Median Age Female32.5
19544 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484/717
CityMount Aetna
City Alias NameMOUNT AETNA
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees72
Business First Quarter Payroll887
Business Annual Payroll4281
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total523
Preferred Last Line KeyX19940
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX19940
Land Area0.175000
Water Area0.001000
City Alias Code
City Mixed CaseMount Aetna
City Alias Mixed CaseMount Aetna
Box Count64
SFDU0
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415632
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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