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Searching for Homeowners Insurance in 19545

If you are a homeowners that lives in 19545 you may be searching for more affordable homeowners insurance in New Berlinville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of New Berlinville, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 19545 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Berlinville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 19545 Home Insurance Costs: very low!

In New Berlinville, homeowners are paying roughly $698 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 19545 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in New Berlinville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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19545 Home Insurance Average Premiums

Local 19545 homeowners insurance quotes comparison

$448 /yr.

Shows Zip Code: 19545 lowest rates with discounts applied on average.

For the 19545, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$448 /yr.
Average Coverage:$698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$998 /yr.

What is the average home insurance cost for a home in 19545?

  • • The average homeowners insurance premium paid annually for a home in 19545 is around $698 per year.

What does it cost on average per month for home insurance in 19545?

  • • Homeowners in 19545 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 19545?

  • • Autoowners in 19545 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Berlinville area, check out other zip codes nearby 19545.
Review average rates in another zip code:
19545 homeowners insurance rates

Home Replacement Cost Coverage in 19545

Average Building Cost Per Square Foot in 19545: $136

Location: New Berlinville, Pennsylvania (Berks County)

Average Square Footage in 19545: 846 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19545 before you start any project. New Berlinville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19545 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19545 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 846 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Berlinville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136846$115,100
Additional Upgrades & Added Features$170846$143,875
Major Home Updates or Advancements$204846$172,650

It's important to understand that when you estimate your replacement cost of your home in the 19545 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19545

Best Home & Auto Insurance Agencies in 19545

Housing Demographics for 19545

Population Review for 19545 Zip Code

For the city of New Berlinville, the population within 19545 has increased to over 0 residents in population size. The current population total is 225. We have broken down the population based on race below. In 19545, there are over 134 in male population and 91 females.

PopulationValues
Total Population225
White Population211
Black Population1
Hispanic Population7
Asian Population0
Hawaiian Population1
Indian Population0
Other Population1
Male Population134
Female Population91
Population Estimate0

Household Data for 19545

The average number of homes in 19545 is around 82, there are an average of 2.74 per household. The average house value according to local real estate values is around $115,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode82
Persons Per Household2.74
Average House Value$115,100
Income Per Household$78488
Median Age44.2
Median Age Male44.8
Median Age Female31.5
19545 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias AbbreviationNEW BERLINVLE
Area Code835/610/484/717
CityNew Berlinville
City Alias NameNEW BERLINVILLE
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees170
Business First Quarter Payroll2173
Business Annual Payroll10676
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04
Congressional LandArea1517.84
Delivery Residential0
Delivery Business0
Delivery Total164
Preferred Last Line KeyX1A101
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1A101
Land Area0.022000
Water Area0.000000
City Alias Code
City Mixed CaseNew Berlinville
City Alias Mixed CaseNew Berlinville
Box Count143
SFDU0
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415856
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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