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Home Insurance in 19551

If your primary reason for shopping for homeowners insurance in the 19551 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Robesonia, PA. Many homeowners that live in the 19551 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 19551 zip code should already appear in the zip code field ready to go. For Robesonia, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 19551

Homeowners living in the city of Robesonia are paying on average around $771 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 19551 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 19551 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 19551 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Robesonia. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

19551 Home Insurance Average Premiums

Local 19551 homeowners insurance quotes comparison

$521 /yr.

Shows Zip Code: 19551 lowest rates with discounts applied on average.

For the 19551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$521 /yr.
Average Coverage:$771 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1071 /yr.

What is the average home insurance cost for a home in 19551?

  • • The average homeowners insurance premium paid annually for a home in 19551 is around $771 per year.

What does it cost on average per month for home insurance in 19551?

  • • Homeowners in 19551 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 19551?

  • • Autoowners in 19551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Robesonia area, check out other zip codes nearby 19551.
Review average rates in another zip code:
19551 homeowners insurance rates

Home Replacement Cost Coverage in 19551

Average Building Cost Per Square Foot in 19551: $136

Location: Robesonia, Pennsylvania (Berks County)

Average Square Footage in 19551: 1,469 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19551 before you start any project. Robesonia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,469 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Robesonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,469$199,800
Additional Upgrades & Added Features$1701,469$249,750
Major Home Updates or Advancements$2041,469$299,700

It's important to understand that when you estimate your replacement cost of your home in the 19551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19551

Best Home & Auto Insurance Agencies in 19551

Albright Insurance Agency

Address: 127 E Penn Ave Robesonia, PA 19551
Phone:
Website: http://www.albrightins.com/
Info:

Kathleen E Barry - Nationwide Insurance

Address: 949 W Penn Ave Robesonia, PA 19551
Phone:
Website: http://www.national.citysearch.com/profile/external/45647355/robesonia_pa/kathleen_e_barry_nationwide_insurance.html
Info:

Housing Demographics for 19551

Population Review for 19551 Zip Code

For the city of Robesonia, the population within 19551 has increased to over 5,327 residents in population size. The current population total is 5,075. We have broken down the population based on race below. In 19551, there are over 2526 in male population and 2549 females.

PopulationValues
Total Population5,075
White Population4490
Black Population114
Hispanic Population349
Asian Population30
Hawaiian Population3
Indian Population7
Other Population133
Male Population2526
Female Population2549
Population Estimate5327

Household Data for 19551

The average number of homes in 19551 is around 1,928, there are an average of 2.59 per household. The average house value according to local real estate values is around $199,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,928
Persons Per Household2.59
Average House Value$199,800
Income Per Household$79963
Median Age45.2
Median Age Male44.5
Median Age Female45.8
19551 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/717/835
CityRobesonia
City Alias NameROBESONIA
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses117
Number Of Employees1581
Business First Quarter Payroll18766
Business Annual Payroll80837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District09|11
Congressional LandArea5730.09|3356.48
Delivery Residential2057
Delivery Business76
Delivery Total2229
Preferred Last Line KeyX1A790
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1A790
Land Area25.333000
Water Area0.284000
City Alias Code
City Mixed CaseRobesonia
City Alias Mixed CaseRobesonia
Box Count48
SFDU1949
MFDU39
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417128
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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