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19554 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 19554 zip code it's important to know that our rates are very competitive for homeowners living in Shartlesville, PA. Many homeowners based out of your 19554 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19554 should appear in the zip code field ready to go. For Shartlesville, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

19554: Average Home Insurance Rates

For homeowners living in the great city of Shartlesville, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $743 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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19554 Home Insurance Average Premiums

Local 19554 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 19554 lowest rates with discounts applied on average.

For the 19554, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 19554?

  • • The average homeowners insurance premium paid annually for a home in 19554 is around $743 per year.

What does it cost on average per month for home insurance in 19554?

  • • Homeowners in 19554 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19554?

  • • Autoowners in 19554 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shartlesville area, check out other zip codes nearby 19554.
Review average rates in another zip code:
19554 homeowners insurance rates

Home Replacement Cost Coverage in 19554

Average Building Cost Per Square Foot in 19554: $136

Location: Shartlesville, Pennsylvania (Berks County)

Average Square Footage in 19554: 1,415 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19554 before you start any project. Shartlesville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19554 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19554 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,415 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shartlesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,415$192,500
Additional Upgrades & Added Features$1701,415$240,625
Major Home Updates or Advancements$2041,415$288,750

It's important to understand that when you estimate your replacement cost of your home in the 19554 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19554

Best Home & Auto Insurance Agencies in 19554

Housing Demographics for 19554

Population Review for 19554 Zip Code

For the city of Shartlesville, the population within 19554 has increased to over 0 residents in population size. The current population total is 337. We have broken down the population based on race below. In 19554, there are over 176 in male population and 161 females.

PopulationValues
Total Population337
White Population304
Black Population7
Hispanic Population14
Asian Population1
Hawaiian Population0
Indian Population0
Other Population7
Male Population176
Female Population161
Population Estimate0

Household Data for 19554

The average number of homes in 19554 is around 137, there are an average of 2.46 per household. The average house value according to local real estate values is around $192,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode137
Persons Per Household2.46
Average House Value$192,500
Income Per Household$61250
Median Age49.4
Median Age Male48.9
Median Age Female49.6
19554 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484/717
CityShartlesville
City Alias NameSHARTLESVILLE
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees181
Business First Quarter Payroll1649
Business Annual Payroll7424
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total353
Preferred Last Line KeyX1A997
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1A997
Land Area0.448000
Water Area0.000000
City Alias Code
City Mixed CaseShartlesville
City Alias Mixed CaseShartlesville
Box Count247
SFDU0
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number417640
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

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