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19559 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 19559? Our rates are very competitive for homeowners living in Strausstown, PA. Many homeowners based out of your 19559 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19559 should appear in the zip code field ready to go. For Strausstown, PA Home Insurance Rate Quotes click to review the best rates and service online!

19559 Average Premium is Rated: Very Low!

Homeowners living in 19559 can easily save up to 40% off the average home insurance premium of $756 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Strausstown that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 19559 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 19559!

19559 Home Insurance Average Premiums

Local 19559 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 19559 lowest rates with discounts applied on average.

For the 19559, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 19559?

  • • The average homeowners insurance premium paid annually for a home in 19559 is around $756 per year.

What does it cost on average per month for home insurance in 19559?

  • • Homeowners in 19559 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 19559?

  • • Autoowners in 19559 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Strausstown area, check out other zip codes nearby 19559.
Review average rates in another zip code:
19559 homeowners insurance rates

Home Replacement Cost Coverage in 19559

Average Building Cost Per Square Foot in 19559: $136

Location: Strausstown, Pennsylvania (Berks County)

Average Square Footage in 19559: 917 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19559 before you start any project. Strausstown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19559 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19559 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 917 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Strausstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136917$124,700
Additional Upgrades & Added Features$170917$155,875
Major Home Updates or Advancements$204917$187,050

It's important to understand that when you estimate your replacement cost of your home in the 19559 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19559

Best Home & Auto Insurance Agencies in 19559

Housing Demographics for 19559

Population Review for 19559 Zip Code

For the city of Strausstown, the population within 19559 has increased to over 0 residents in population size. The current population total is 423. We have broken down the population based on race below. In 19559, there are over 195 in male population and 228 females.

PopulationValues
Total Population423
White Population378
Black Population5
Hispanic Population36
Asian Population2
Hawaiian Population0
Indian Population0
Other Population22
Male Population195
Female Population228
Population Estimate0

Household Data for 19559

The average number of homes in 19559 is around 157, there are an average of 2.69 per household. The average house value according to local real estate values is around $124,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode157
Persons Per Household2.69
Average House Value$124,700
Income Per Household$0
Median Age43.6
Median Age Male42.5
Median Age Female47.5
19559 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484/717
CityStrausstown
City Alias NameSTRAUSSTOWN
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees140
Business First Quarter Payroll1678
Business Annual Payroll7999
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total186
Preferred Last Line KeyX1B389
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1B389
Land Area0.579000
Water Area0.009000
City Alias Code
City Mixed CaseStrausstown
City Alias Mixed CaseStrausstown
Box Count135
SFDU0
MFDU0
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418192
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

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