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Home Insurance Rates in 19560

For homeowners shopping online in 19560, our insurance rates are very competitive for homeowners living in Temple, PA. Many homeowners based out of the great city of Temple have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 19560, simply click the "Get Multiple Quotes Now" button. Your 19560 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Temple, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

19560 Home Insurance Rating is: Very Low!

If you live in 19560, you can easily save up to 40% off the average home insurance premium of $734 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Temple can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 19560 today!

Get Multiple Home Insurance Rates in 19560!

19560 Home Insurance Average Premiums

Local 19560 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 19560 lowest rates with discounts applied on average.

For the 19560, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1034 /yr.

What is the average home insurance cost for a home in 19560?

  • • The average homeowners insurance premium paid annually for a home in 19560 is around $734 per year.

What does it cost on average per month for home insurance in 19560?

  • • Homeowners in 19560 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19560?

  • • Autoowners in 19560 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Temple area, check out other zip codes nearby 19560.
Review average rates in another zip code:
19560 homeowners insurance rates

Home Replacement Cost Coverage in 19560

Average Building Cost Per Square Foot in 19560: $136

Location: Temple, Pennsylvania (Berks County)

Average Square Footage in 19560: 1,087 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19560 before you start any project. Temple homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19560 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19560 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,087 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Temple area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,087$147,800
Additional Upgrades & Added Features$1701,087$184,750
Major Home Updates or Advancements$2041,087$221,700

It's important to understand that when you estimate your replacement cost of your home in the 19560 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19560

Best Home & Auto Insurance Agencies in 19560

John L Reibsane, Clu - Nationwide Insurance

Address: 4411 5th Street Hwy, Ste 3 Temple, PA 19560
Phone:
Website: http://www.nationwide.com/agent/Temple-PENNSYLVANIA-insurance-agent/john-reibsane/office.html
Info:

Eric E Key Ins Agency Inc - State Farm Insurance Agent

Address: 5110 Allentown Pike Temple, PA 19560
Phone:
Website: http://www.national.citysearch.com/profile/external/9037352/temple_pa/eric_e_key_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Hugh J McGinley,Clu/Cpcu - Nationwide Insurance

Address: 4857 Kutztown Rd Temple, PA 19560
Phone:
Website:
Info:

Key- Eric E

Address: 4447 5th Street Hwy Temple, PA 19560
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19560

Population Review for 19560 Zip Code

For the city of Temple, the population within 19560 has increased to over 9,765 residents in population size. The current population total is 9,290. We have broken down the population based on race below. In 19560, there are over 4592 in male population and 4698 females.

PopulationValues
Total Population9,290
White Population5996
Black Population482
Hispanic Population2964
Asian Population140
Hawaiian Population7
Indian Population67
Other Population1638
Male Population4592
Female Population4698
Population Estimate9765

Household Data for 19560

The average number of homes in 19560 is around 3,516, there are an average of 2.64 per household. The average house value according to local real estate values is around $147,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,516
Persons Per Household2.64
Average House Value$147,800
Income Per Household$68346
Median Age38.4
Median Age Male36.2
Median Age Female40.2
19560 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484/717
CityTemple
City Alias NameTEMPLE
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses169
Number Of Employees2434
Business First Quarter Payroll18604
Business Annual Payroll82739
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04
Congressional LandArea1517.84
Delivery Residential3699
Delivery Business202
Delivery Total4095
Preferred Last Line KeyX1B493
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1B493
Land Area9.334000
Water Area0.083000
City Alias Code
City Mixed CaseTemple
City Alias Mixed CaseTemple
Box Count125
SFDU3267
MFDU60
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418376
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

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