Get multiple home insurance quotes in 19562. Our licensed 19562, PA agents are ready to serve you.

Homeowners Insurance in 19562

In Topton, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 19562 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 19562 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19562 should appear in the zip code field ready to go.

19562 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $833. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Topton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 19562 Home Insurance Rates Now!

Best 3 Options to Compare in 19562

If you want homeowners insurance quotes within the city of Topton or in the 19562 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Topton, PA.

19562 Home Insurance Average Premiums

Local 19562 homeowners insurance quotes comparison

$583 /yr.

Shows Zip Code: 19562 lowest rates with discounts applied on average.

For the 19562, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$583 /yr.
Average Coverage:$833 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1133 /yr.

What is the average home insurance cost for a home in 19562?

  • • The average homeowners insurance premium paid annually for a home in 19562 is around $833 per year.

What does it cost on average per month for home insurance in 19562?

  • • Homeowners in 19562 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 19562?

  • • Autoowners in 19562 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Topton, check out other zip codes nearby 19562.
To review average rates in another zip code, click on a zip code below:
19562  | 

Home Replacement Cost Coverage in 19562

Average Building Cost Per Square Foot in 19562: $136

Location: Topton, Pennsylvania (Berks County)

Average Square Footage in 19562: 1,235 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19562 before you start any project. Topton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19562 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19562 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,235 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,235$167,900
Additional Upgrades & Added Features$1701,235$209,875
Major Home Updates or Advancements$2041,235$251,850

It's important to understand that when you estimate your replacement cost of your home in the 19562 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19562

Best Home & Auto Insurance Agencies in 19562

Housing Demographics for 19562

Population Review for 19562 Zip Code

For the city of Topton, the population within 19562 has increased to over 2,324 residents in population size. The current population total is 2,631. We have broken down the population based on race below. In 19562, there are over 1187 in male population and 1444 females.

PopulationValues
Total Population2,631
White Population2285
Black Population33
Hispanic Population289
Asian Population7
Hawaiian Population0
Indian Population6
Other Population40
Male Population1187
Female Population1444
Population Estimate2324

Household Data for 19562

The average number of homes in 19562 is around 1,054, there are an average of 2.14 per household. The average house value according to local real estate values is around $167,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,054
Persons Per Household2.14
Average House Value$167,900
Income Per Household$62128
Median Age49.8
Median Age Male44.4
Median Age Female53.6
19562 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484/717
CityTopton
City Alias NameTOPTON
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses50
Number Of Employees667
Business First Quarter Payroll6404
Business Annual Payroll27720
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04
Congressional LandArea1517.84
Delivery Residential1086
Delivery Business52
Delivery Total1559
Preferred Last Line KeyX1B534
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1B534
Land Area1.141000
Water Area0.002000
City Alias Code
City Mixed CaseTopton
City Alias Mixed CaseTopton
Box Count29
SFDU792
MFDU187
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418464
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026

    Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Tuesday 19th May, 2026

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026

    California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]