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02857 Home Insurance Rates

Getting multiple homeowners insurance rates in 02857 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of North Scituate, RI. Many homeowners based out of the 02857 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Rhode Island licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 02857 should appear in the zip code field ready to go. For North Scituate, RI Home Insurance Quotes, Click to easily get started!

02857 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 02857 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in North Scituate. For a basic HO-3, standard homeowners policy, the average premium per year in Rhode Island is around $1333. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 02857 zip code today and let us help you save time and money on your homeowners insurance premium.

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02857 Home Insurance Average Premiums

Local 02857 homeowners insurance quotes comparison

$1083 /yr.

Shows Zip Code: 02857 lowest rates with discounts applied on average.

For the 02857, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1083 /yr.
Average Coverage:$1333 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1633 /yr.

What is the average home insurance cost for a home in 02857?

  • • The average homeowners insurance premium paid annually for a home in 02857 is around $1333 per year.

What does it cost on average per month for home insurance in 02857?

  • • Homeowners in 02857 pay a monthly average cost per month around $111.00.

What kind of discount could I get if I combine my home and auto insurance together in 02857?

  • • Autoowners in 02857 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Scituate area, check out other zip codes nearby 02857.
Review average rates in another zip code:
02857 homeowners insurance rates

Home Replacement Cost Coverage in 02857

Average Building Cost Per Square Foot in 02857: $210

Location: North Scituate, Rhode Island (Providence County)

Average Square Footage in 02857: 1,616 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02857 before you start any project. North Scituate homeowners pay on average around $210 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02857 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02857 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,616 sq. ft. and the average cost to rebuild the home in this area is around $210 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Scituate area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2101,616$339,400
Additional Upgrades & Added Features$2631,616$424,250
Major Home Updates or Advancements$3151,616$509,100

It's important to understand that when you estimate your replacement cost of your home in the 02857 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02857

Best Home & Auto Insurance Agencies in 02857

Christopher S Caluori - Nationwide Insurance

Address: 629 W Greenville Rd Scituate, RI 02857
Phone:
Website: http://www.nationwide.com/agent/North-Scituate-RHODE-ISLAND-insurance-agent/cci/office.html
Info:

Housing Demographics for 02857

Population Review for 02857 Zip Code

For the city of North Scituate, the population within 02857 has increased to over 8,283 residents in population size. The current population total is 8,339. We have broken down the population based on race below. In 02857, there are over 4103 in male population and 4236 females.

PopulationValues
Total Population8,339
White Population7746
Black Population36
Hispanic Population229
Asian Population85
Hawaiian Population1
Indian Population12
Other Population103
Male Population4103
Female Population4236
Population Estimate8283

Household Data for 02857

The average number of homes in 02857 is around 3,298, there are an average of 2.51 per household. The average house value according to local real estate values is around $339,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,298
Persons Per Household2.51
Average House Value$339,400
Income Per Household$104617
Median Age48.1
Median Age Male48.1
Median Age Female48.2
02857 DetailsValues
StateRI
State Full NameRhode Island
City TypeP
City Alias AbbreviationN SCITUATE
Area Code401
CityNorth Scituate
City Alias NameNORTH SCITUATE
CountyProvidence
County FIPS007
State FIPS44
Time Zone5
Day Light SavingY
MSA6480
PMSA
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameProvidence-Fall River-Warwick, RI-MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses193
Number Of Employees878
Business First Quarter Payroll7597
Business Annual Payroll37196
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District02
Congressional LandArea765.32
Delivery Residential3300
Delivery Business107
Delivery Total5380
Preferred Last Line KeyV25924
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25924
Land Area43.168000
Water Area6.626000
City Alias Code
City Mixed CaseNorth Scituate
City Alias Mixed CaseNorth Scituate
Box Count243
SFDU3210
MFDU61
State ANSI44
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number436160
Unique ZIP Name
SSA State County Code41030
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseProvidence

Rhode Island Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]