Get multiple home insurance quotes in 29020. Our licensed 29020, SC agents are ready to serve you.

Searching for Homeowners Insurance in 29020

If you are a homeowners that lives in 29020 you may be searching for more affordable homeowners insurance in Camden. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Camden, SC. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our South Carolina licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 29020 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Camden, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 29020 Home Insurance Costs: high!

In Camden, homeowners are paying roughly $1006 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 29020 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Camden are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 29020 policy right now!

29020 Home Insurance Average Premiums

Local 29020 homeowners insurance quotes comparison

$756 /yr.

Shows Zip Code: 29020 lowest rates with discounts applied on average.

For the 29020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$756 /yr.
Average Coverage:$1006 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1306 /yr.

What is the average home insurance cost for a home in 29020?

  • • The average homeowners insurance premium paid annually for a home in 29020 is around $1006 per year.

What does it cost on average per month for home insurance in 29020?

  • • Homeowners in 29020 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29020?

  • • Autoowners in 29020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Camden area, check out other zip codes nearby 29020.
Review average rates in another zip code:
29020 homeowners insurance rates

Home Replacement Cost Coverage in 29020

Average Building Cost Per Square Foot in 29020: $131

Location: Camden, South Carolina (Kershaw County)

Average Square Footage in 29020: 1,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29020 before you start any project. Camden homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,220 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Camden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,220$159,800
Additional Upgrades & Added Features$1641,220$199,750
Major Home Updates or Advancements$1971,220$239,700

It's important to understand that when you estimate your replacement cost of your home in the 29020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29020

Richard D. Grimm Agency

Address: 1047 W Dekalb St Camden, SC 29020
Phone: (803)432-9045
Website:

Best Home & Auto Insurance Agencies in 29020

Greene Insurance Agency

Address: 408 E Dekalb St Camden, SC 29020
Phone:
Website:
Info:

Baker Agency

Address: 1023 W Dekalb St Camden, SC 29020
Phone:
Website: http://www.alpineagency.com
Info:

DiBiase- Larry S - State Farm Insurance Agent

Address: 2043 W Dekalb St Camden, SC 29020
Phone:
Website: http://www.larrydibiase.com
Info:

Richard D. Grimm Agency

Address: 1047 W Dekalb St Camden, SC 29020
Phone:
Website:
Info:

Nash- Charlie E Jr - State Farm Insurance Agent

Address: 1120 Little St Camden, SC 29020
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29020

Population Review for 29020 Zip Code

For the city of Camden, the population within 29020 has increased to over 25,761 residents in population size. The current population total is 23,264. We have broken down the population based on race below. In 29020, there are over 10929 in male population and 12335 females.

PopulationValues
Total Population23,264
White Population14073
Black Population7294
Hispanic Population1123
Asian Population125
Hawaiian Population1
Indian Population69
Other Population681
Male Population10929
Female Population12335
Population Estimate25761

Household Data for 29020

The average number of homes in 29020 is around 9,701, there are an average of 2.37 per household. The average house value according to local real estate values is around $159,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,701
Persons Per Household2.37
Average House Value$159,800
Income Per Household$47091
Median Age45.0
Median Age Male42.8
Median Age Female47.1
29020 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityCamden
City Alias NameCAMDEN
CountyKershaw
County FIPS055
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses554
Number Of Employees6751
Business First Quarter Payroll58098
Business Annual Payroll240500
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential10870
Delivery Business861
Delivery Total11958
Preferred Last Line KeyX23622
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23622
Land Area232.680000
Water Area4.866000
City Alias Code
City Mixed CaseCamden
City Alias Mixed CaseCamden
Box Count175
SFDU9689
MFDU426
State ANSI45
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451200
Unique ZIP Name
SSA State County Code42270
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseKershaw

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]