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Homeowners Insurance in 29032

Getting the most affordable home insurance rates in 29032 just got easier for Cassatt, SC home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Cassatt. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-918-3404 For Cassatt, SC Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 29032

When discussing South Carolina homeowners insurance rates, Cassatt residents are finding new ways to save time and money by discovering lower rates when they shop online. South Carolina may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 18. Residents that live within the 29032 zipcode are currently paying $979 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Cassatt does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

29032 Home Insurance Average Premiums

Local 29032 homeowners insurance quotes comparison

$729 /yr.

Shows Zip Code: 29032 lowest rates with discounts applied on average.

For the 29032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$729 /yr.
Average Coverage:$979 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1279 /yr.

What is the average home insurance cost for a home in 29032?

  • • The average homeowners insurance premium paid annually for a home in 29032 is around $979 per year.

What does it cost on average per month for home insurance in 29032?

  • • Homeowners in 29032 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29032?

  • • Autoowners in 29032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cassatt area, check out other zip codes nearby 29032.
Review average rates in another zip code:
29032 homeowners insurance rates

Home Replacement Cost Coverage in 29032

Average Building Cost Per Square Foot in 29032: $131

Location: Cassatt, South Carolina (Kershaw County)

Average Square Footage in 29032: 653 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29032 before you start any project. Cassatt homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 653 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cassatt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131653$85,500
Additional Upgrades & Added Features$164653$106,875
Major Home Updates or Advancements$197653$128,250

It's important to understand that when you estimate your replacement cost of your home in the 29032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29032

Best Home & Auto Insurance Agencies in 29032

Housing Demographics for 29032

Population Review for 29032 Zip Code

For the city of Cassatt, the population within 29032 has increased to over 4,712 residents in population size. The current population total is 4,379. We have broken down the population based on race below. In 29032, there are over 2237 in male population and 2142 females.

PopulationValues
Total Population4,379
White Population2776
Black Population1144
Hispanic Population346
Asian Population7
Hawaiian Population1
Indian Population15
Other Population246
Male Population2237
Female Population2142
Population Estimate4712

Household Data for 29032

The average number of homes in 29032 is around 1,766, there are an average of 2.48 per household. The average house value according to local real estate values is around $85,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,766
Persons Per Household2.48
Average House Value$85,500
Income Per Household$54502
Median Age42.3
Median Age Male41.1
Median Age Female42.9
29032 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityCassatt
City Alias NameCASSATT
CountyKershaw
County FIPS055
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees224
Business First Quarter Payroll2368
Business Annual Payroll10688
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential1900
Delivery Business24
Delivery Total1951
Preferred Last Line KeyX23639
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23639
Land Area78.947000
Water Area0.280000
City Alias Code
City Mixed CaseCassatt
City Alias Mixed CaseCassatt
Box Count25
SFDU1898
MFDU0
State ANSI45
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number451320
Unique ZIP Name
SSA State County Code42270
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseKershaw

South Carolina Homeowners Insurance News & Information

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