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Home Insurance in 29033

If your primary reason for shopping for homeowners insurance in the 29033 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Cayce, SC. Many homeowners that live in the 29033 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 29033 zip code should already appear in the zip code field ready to go. For Cayce, SC Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 29033

Homeowners living in the city of Cayce are paying on average around $997 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 29033 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. South Carolina home insurance premiums have been recently ranked 18 in the country in terms of the annual cost of premiums. Because premiums in 29033 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 29033 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Cayce. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

29033 Home Insurance Average Premiums

Local 29033 homeowners insurance quotes comparison

$747 /yr.

Shows Zip Code: 29033 lowest rates with discounts applied on average.

For the 29033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$747 /yr.
Average Coverage:$997 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1297 /yr.

What is the average home insurance cost for a home in 29033?

  • • The average homeowners insurance premium paid annually for a home in 29033 is around $997 per year.

What does it cost on average per month for home insurance in 29033?

  • • Homeowners in 29033 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29033?

  • • Autoowners in 29033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cayce area, check out other zip codes nearby 29033.
Review average rates in another zip code:
29033 homeowners insurance rates

Home Replacement Cost Coverage in 29033

Average Building Cost Per Square Foot in 29033: $131

Location: Cayce, South Carolina (Lexington County)

Average Square Footage in 29033: 1,022 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29033 before you start any project. Cayce homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,022 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cayce area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,022$133,900
Additional Upgrades & Added Features$1641,022$167,375
Major Home Updates or Advancements$1971,022$200,850

It's important to understand that when you estimate your replacement cost of your home in the 29033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29033

Best Home & Auto Insurance Agencies in 29033

ACE Cash Express

Address: 1420 Knox Abbott Dr Cayce, SC 29033
Phone:
Website: http://www.acecashexpress.com/
Info:

Thomas- Harold Pete

Address: 1344 Knox Abbott Dr Cayce, SC 29033
Phone:
Website:
Info:

G N Wallace Ins Agcy Inc

Address: 1101 Knox Abbott Dr Cayce, SC 29033
Phone:
Website:
Info:

Jeffcoat Johnny Insurance

Address: 1220 Knox Abbott Dr Cayce, SC 29033
Phone:
Website:
Info:

Housing Demographics for 29033

Population Review for 29033 Zip Code

For the city of Cayce, the population within 29033 has increased to over 13,620 residents in population size. The current population total is 12,575. We have broken down the population based on race below. In 29033, there are over 6058 in male population and 6517 females.

PopulationValues
Total Population12,575
White Population8037
Black Population2800
Hispanic Population841
Asian Population451
Hawaiian Population1
Indian Population62
Other Population460
Male Population6058
Female Population6517
Population Estimate13620

Household Data for 29033

The average number of homes in 29033 is around 5,833, there are an average of 2.15 per household. The average house value according to local real estate values is around $133,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,833
Persons Per Household2.15
Average House Value$133,900
Income Per Household$55730
Median Age35.7
Median Age Male34.6
Median Age Female37.2
29033 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeN
City Alias Abbreviation
Area Code803
CityCayce
City Alias NameCAYCE
CountyLexington
County FIPS063
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses378
Number Of Employees6737
Business First Quarter Payroll102168
Business Annual Payroll358321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential6335
Delivery Business482
Delivery Total6812
Preferred Last Line KeyX23642
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23642
Land Area10.019000
Water Area0.339000
City Alias Code
City Mixed CaseCayce
City Alias Mixed CaseCayce
Box Count0
SFDU4424
MFDU1244
State ANSI45
County ANSI063
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451390
Unique ZIP Name
SSA State County Code42310
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID32
County Mixed CaseLexington

South Carolina Homeowners Insurance News & Information

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    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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