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Homeowners Insurance in 29040

In Dalzell, SC, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 29040 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 29040 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29040 should appear in the zip code field ready to go.

29040 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in South Carolina, you are going to see rates around the average home insurance premium per year of $963. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Dalzell home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 29040 Home Insurance Rates Now!

Best 3 Options to Compare in 29040

If you want homeowners insurance quotes within the city of Dalzell or in the 29040 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Dalzell, SC.

29040 Home Insurance Average Premiums

Local 29040 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 29040 lowest rates with discounts applied on average.

For the 29040, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1263 /yr.

What is the average home insurance cost for a home in 29040?

  • • The average homeowners insurance premium paid annually for a home in 29040 is around $963 per year.

What does it cost on average per month for home insurance in 29040?

  • • Homeowners in 29040 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29040?

  • • Autoowners in 29040 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dalzell area, check out other zip codes nearby 29040.
Review average rates in another zip code:
29040 homeowners insurance rates

Home Replacement Cost Coverage in 29040

Average Building Cost Per Square Foot in 29040: $131

Location: Dalzell, South Carolina (Sumter County)

Average Square Footage in 29040: 1,069 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29040 before you start any project. Dalzell homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29040 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29040 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,069 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dalzell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,069$140,100
Additional Upgrades & Added Features$1641,069$175,125
Major Home Updates or Advancements$1971,069$210,150

It's important to understand that when you estimate your replacement cost of your home in the 29040 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29040

Best Home & Auto Insurance Agencies in 29040

Housing Demographics for 29040

Population Review for 29040 Zip Code

For the city of Dalzell, the population within 29040 has increased to over 9,417 residents in population size. The current population total is 8,596. We have broken down the population based on race below. In 29040, there are over 4187 in male population and 4409 females.

PopulationValues
Total Population8,596
White Population4106
Black Population3649
Hispanic Population321
Asian Population113
Hawaiian Population11
Indian Population56
Other Population149
Male Population4187
Female Population4409
Population Estimate9417

Household Data for 29040

The average number of homes in 29040 is around 3,459, there are an average of 2.49 per household. The average house value according to local real estate values is around $140,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,459
Persons Per Household2.49
Average House Value$140,100
Income Per Household$61381
Median Age37.0
Median Age Male34.6
Median Age Female39.7
29040 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityDalzell
City Alias NameDALZELL
CountySumter
County FIPS085
State FIPS45
Time Zone5
Day Light SavingY
MSA8140
PMSA
CSA192
CBSA44940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSumter, SC
MSA_NameSumter, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees507
Business First Quarter Payroll2820
Business Annual Payroll12167
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107456
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential3782
Delivery Business54
Delivery Total4299
Preferred Last Line KeyX23773
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23773
Land Area54.402000
Water Area0.227000
City Alias Code
City Mixed CaseDalzell
City Alias Mixed CaseDalzell
Box Count230
SFDU3758
MFDU0
State ANSI45
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number452200
Unique ZIP Name
SSA State County Code42420
Medicare CBSA Code44940
Medicare CBSA NameSumter, SC
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseSumter

South Carolina Homeowners Insurance News & Information

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