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Home Insurance Quotes in 29044

Are you shopping for a cheaper homeowners insurance rate in 29044? Our rates are very competitive for homeowners living in Eastover, SC. Many homeowners located in the 29044 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 29044. To get free 29044 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29044 zip code should appear in the zip code field ready to go. Shopping Eastover, SC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 29044 to review the best rate coverages.

Your 29044 Home Insurance Costs Is Rated: High!

For the great city of Eastover, the average home insurance premium paid annually is around $1026 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our South Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Eastover and need insurance on your home in the 29044 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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29044 Home Insurance Average Premiums

Local 29044 homeowners insurance quotes comparison

$776 /yr.

Shows Zip Code: 29044 lowest rates with discounts applied on average.

For the 29044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$776 /yr.
Average Coverage:$1026 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1326 /yr.

What is the average home insurance cost for a home in 29044?

  • • The average homeowners insurance premium paid annually for a home in 29044 is around $1026 per year.

What does it cost on average per month for home insurance in 29044?

  • • Homeowners in 29044 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29044?

  • • Autoowners in 29044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eastover area, check out other zip codes nearby 29044.
Review average rates in another zip code:
29044 homeowners insurance rates

Home Replacement Cost Coverage in 29044

Average Building Cost Per Square Foot in 29044: $131

Location: Eastover, South Carolina (Richland County)

Average Square Footage in 29044: 855 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29044 before you start any project. Eastover homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 855 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eastover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131855$112,000
Additional Upgrades & Added Features$164855$140,000
Major Home Updates or Advancements$197855$168,000

It's important to understand that when you estimate your replacement cost of your home in the 29044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29044

Best Home & Auto Insurance Agencies in 29044

Housing Demographics for 29044

Population Review for 29044 Zip Code

For the city of Eastover, the population within 29044 has increased to over 5,458 residents in population size. The current population total is 4,993. We have broken down the population based on race below. In 29044, there are over 2484 in male population and 2509 females.

PopulationValues
Total Population4,993
White Population1742
Black Population2847
Hispanic Population237
Asian Population31
Hawaiian Population2
Indian Population19
Other Population134
Male Population2484
Female Population2509
Population Estimate5458

Household Data for 29044

The average number of homes in 29044 is around 2,096, there are an average of 2.37 per household. The average house value according to local real estate values is around $112,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,096
Persons Per Household2.37
Average House Value$112,000
Income Per Household$54697
Median Age47.6
Median Age Male47.1
Median Age Female48.5
29044 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityEastover
City Alias NameEASTOVER
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees1005
Business First Quarter Payroll18888
Business Annual Payroll58817
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential2303
Delivery Business100
Delivery Total2899
Preferred Last Line KeyX23832
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23832
Land Area137.093000
Water Area1.936000
City Alias Code
City Mixed CaseEastover
City Alias Mixed CaseEastover
Box Count263
SFDU2163
MFDU0
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number452540
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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