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29046 Home Insurance Rates

For homeowners living in 29046, the population estimates are increasing to well over 71 with 41 occupied homes within the zip code of 29046. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Elliott have increased and the average home insurance premium is around $1,039 per year in 29046. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 29046 zip code today so we can help you find affordable Elliott, SC home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 29046

Please select one of the three options below based on your 29046 zip code to learn more about South Carolina homeowners insurance, plus review average rates and information per state, county or city.

  1. South Carolina Homeowners Insurance Quotes
  2. Lee County, SC Home Insurance
  3. Elliott, SC Home Insurance Quotes

29046 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 29046 zip code just got easier with GetHomeInsuranceQuotes.com of Elliott, SC. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 29046 today and let us help you review the best home insurance quotes available for homeowners living in Elliott.

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29046 Home Insurance Average Premiums

Local 29046 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 29046 lowest rates with discounts applied on average.

For the 29046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 29046?

  • • The average homeowners insurance premium paid annually for a home in 29046 is around $1039 per year.

What does it cost on average per month for home insurance in 29046?

  • • Homeowners in 29046 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 29046?

  • • Autoowners in 29046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elliott area, check out other zip codes nearby 29046.
Review average rates in another zip code:
29046 homeowners insurance rates

Home Replacement Cost Coverage in 29046

Average Building Cost Per Square Foot in 29046: $131

Location: Elliott, South Carolina (Lee County)

Average Square Footage in 29046: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29046 before you start any project. Elliott homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elliott area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,260$165,000
Additional Upgrades & Added Features$1641,260$206,250
Major Home Updates or Advancements$1971,260$247,500

It's important to understand that when you estimate your replacement cost of your home in the 29046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29046

Best Home & Auto Insurance Agencies in 29046

Housing Demographics for 29046

Population Review for 29046 Zip Code

For the city of Elliott, the population within 29046 has increased to over 0 residents in population size. The current population total is 71. We have broken down the population based on race below. In 29046, there are over 31 in male population and 40 females.

PopulationValues
Total Population71
White Population4
Black Population67
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population31
Female Population40
Population Estimate0

Household Data for 29046

The average number of homes in 29046 is around 41, there are an average of 1.73 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode41
Persons Per Household1.73
Average House Value$165,000
Income Per Household$0
Median Age62.9
Median Age Male36.5
Median Age Female66.0
29046 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeZ
City Alias Abbreviation
Area Code803
CityElliott
City Alias NameELLIOTT
CountyLee
County FIPS061
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential0
Delivery Business0
Delivery Total3156
Preferred Last Line KeyX23850
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23850
Land Area0.395000
Water Area0.000000
City Alias Code
City Mixed CaseElliott
City Alias Mixed CaseElliott
Box Count77
SFDU0
MFDU0
State ANSI45
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number452720
Unique ZIP Name
SSA State County Code42300
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID31
County Mixed CaseLee

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]