Get multiple home insurance quotes in 29048. Our licensed 29048, SC agents are ready to serve you.

29048 Homeowners Insurance Quotes & Rates

Eutawville residents living within the 1,881 homes available in the zip code of 29048 are shopping online to compare cheaper and more affordable Eutawville, SC home insurance rates. In the great city of Eutawville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of South Carolina is around $978 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 29048 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 29048 home insurance rates today! Please give us a call now at 1-866-918-3404. For Eutawville, SC Homeowners Insurance Quotes, Click to easily get started!

29048 Home Insurance Average Premiums

Local 29048 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 29048 lowest rates with discounts applied on average.

For the 29048, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1278 /yr.

What is the average home insurance cost for a home in 29048?

  • • The average homeowners insurance premium paid annually for a home in 29048 is around $978 per year.

What does it cost on average per month for home insurance in 29048?

  • • Homeowners in 29048 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29048?

  • • Autoowners in 29048 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eutawville area, check out other zip codes nearby 29048.
Review average rates in another zip code:
29048 homeowners insurance rates

Home Replacement Cost Coverage in 29048

Average Building Cost Per Square Foot in 29048: $131

Location: Eutawville, South Carolina (Orangeburg County)

Average Square Footage in 29048: 652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29048 before you start any project. Eutawville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29048 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29048 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 652 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eutawville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131652$85,400
Additional Upgrades & Added Features$164652$106,750
Major Home Updates or Advancements$197652$128,100

It's important to understand that when you estimate your replacement cost of your home in the 29048 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29048

Best Home & Auto Insurance Agencies in 29048

Housing Demographics for 29048

Population Review for 29048 Zip Code

For the city of Eutawville, the population within 29048 has increased to over 5,198 residents in population size. The current population total is 4,317. We have broken down the population based on race below. In 29048, there are over 2027 in male population and 2290 females.

PopulationValues
Total Population4,317
White Population1851
Black Population2269
Hispanic Population68
Asian Population13
Hawaiian Population0
Indian Population31
Other Population35
Male Population2027
Female Population2290
Population Estimate5198

Household Data for 29048

The average number of homes in 29048 is around 1,881, there are an average of 2.30 per household. The average house value according to local real estate values is around $85,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,881
Persons Per Household2.30
Average House Value$85,400
Income Per Household$37500
Median Age51.3
Median Age Male50.9
Median Age Female51.7
29048 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/843
CityEutawville
City Alias NameEUTAWVILLE
CountyOrangeburg
County FIPS075
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA36700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOrangeburg, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees319
Business First Quarter Payroll1685
Business Annual Payroll7252
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population92501
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential2260
Delivery Business63
Delivery Total2804
Preferred Last Line KeyX23858
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23858
Land Area44.822000
Water Area10.009000
City Alias Code
City Mixed CaseEutawville
City Alias Mixed CaseEutawville
Box Count382
SFDU2220
MFDU0
State ANSI45
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number452800
Unique ZIP Name
SSA State County Code42370
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID38
County Mixed CaseOrangeburg

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]