Get multiple home insurance quotes in 29051. Our licensed 29051, SC agents are ready to serve you.

Compare 29051 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 29051 area? The average homeowners premium in South Carolina for a standard homeowners policy is around $991/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 29051 zip code, the population size is around 781 with 301 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 29051.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Gable, SC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. SC RateDiscountsSavingsShop Rates
$1,327up to 40% off$531

29051 Home Insurance Average Premiums

Local 29051 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 29051 lowest rates with discounts applied on average.

For the 29051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 29051?

  • • The average homeowners insurance premium paid annually for a home in 29051 is around $991 per year.

What does it cost on average per month for home insurance in 29051?

  • • Homeowners in 29051 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29051?

  • • Autoowners in 29051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gable area, check out other zip codes nearby 29051.
Review average rates in another zip code:
29051 homeowners insurance rates

Home Replacement Cost Coverage in 29051

Average Building Cost Per Square Foot in 29051: $131

Location: Gable, South Carolina (Clarendon County)

Average Square Footage in 29051: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29051 before you start any project. Gable homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gable area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131826$108,200
Additional Upgrades & Added Features$164826$135,250
Major Home Updates or Advancements$197826$162,300

It's important to understand that when you estimate your replacement cost of your home in the 29051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29051

Best Home & Auto Insurance Agencies in 29051

Housing Demographics for 29051

Population Review for 29051 Zip Code

For the city of Gable, the population within 29051 has increased to over 903 residents in population size. The current population total is 781. We have broken down the population based on race below. In 29051, there are over 375 in male population and 406 females.

PopulationValues
Total Population781
White Population295
Black Population437
Hispanic Population35
Asian Population1
Hawaiian Population0
Indian Population3
Other Population25
Male Population375
Female Population406
Population Estimate903

Household Data for 29051

The average number of homes in 29051 is around 301, there are an average of 2.59 per household. The average house value according to local real estate values is around $108,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode301
Persons Per Household2.59
Average House Value$108,200
Income Per Household$58750
Median Age46.1
Median Age Male44.8
Median Age Female47.7
29051 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityGable
City Alias NameGABLE
CountyClarendon
County FIPS027
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees12
Business First Quarter Payroll155
Business Annual Payroll670
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential349
Delivery Business11
Delivery Total442
Preferred Last Line KeyX23926
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23926
Land Area40.908000
Water Area0.028000
City Alias Code
City Mixed CaseGable
City Alias Mixed CaseGable
Box Count39
SFDU349
MFDU0
State ANSI45
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number453180
Unique ZIP Name
SSA State County Code42130
Medicare CBSA Code44940
Medicare CBSA NameSumter, SC
Medicare CBSA Type
Market Rating Area ID14
County Mixed CaseClarendon

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