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29058, SC Homeowners Insurance Rates

With a population size of 4,671 and with 1,869 occupied homes in the 29058 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Heath Springs, SC are around $963 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Heath Springs, South Carolina. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-918-3404 so we can help you review rates today!

It's important to know that if your South Carolina home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Heath Springs, SC.

For South Carolina home insurance information, including average Heath Springs home insurance rates, coverage options or the different homeowners insurance types, please select Heath Springs, SC Home Insurance Quotes Now!

29058 Home Insurance Average Premiums

Local 29058 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 29058 lowest rates with discounts applied on average.

For the 29058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1263 /yr.

What is the average home insurance cost for a home in 29058?

  • • The average homeowners insurance premium paid annually for a home in 29058 is around $963 per year.

What does it cost on average per month for home insurance in 29058?

  • • Homeowners in 29058 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29058?

  • • Autoowners in 29058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Heath Springs area, check out other zip codes nearby 29058.
Review average rates in another zip code:
29058 homeowners insurance rates

Home Replacement Cost Coverage in 29058

Average Building Cost Per Square Foot in 29058: $131

Location: Heath Springs, South Carolina (Lancaster County)

Average Square Footage in 29058: 917 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29058 before you start any project. Heath Springs homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 917 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Heath Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131917$120,100
Additional Upgrades & Added Features$164917$150,125
Major Home Updates or Advancements$197917$180,150

It's important to understand that when you estimate your replacement cost of your home in the 29058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29058

Best Home & Auto Insurance Agencies in 29058

Housing Demographics for 29058

Population Review for 29058 Zip Code

For the city of Heath Springs, the population within 29058 has increased to over 4,796 residents in population size. The current population total is 4,671. We have broken down the population based on race below. In 29058, there are over 2439 in male population and 2232 females.

PopulationValues
Total Population4,671
White Population3376
Black Population1051
Hispanic Population92
Asian Population8
Hawaiian Population0
Indian Population12
Other Population49
Male Population2439
Female Population2232
Population Estimate4796

Household Data for 29058

The average number of homes in 29058 is around 1,869, there are an average of 2.47 per household. The average house value according to local real estate values is around $120,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,869
Persons Per Household2.47
Average House Value$120,100
Income Per Household$54139
Median Age43.1
Median Age Male42.2
Median Age Female44.4
29058 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityHeath Springs
City Alias NameHEATH SPRINGS
CountyLancaster
County FIPS057
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA172
CBSA16740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharlotte-Concord-Gastonia, NC-SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees794
Business First Quarter Payroll7659
Business Annual Payroll32131
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1758038
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential1942
Delivery Business59
Delivery Total2294
Preferred Last Line KeyX24022
Classification Code
Multi-CountyY
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyX24022
Land Area144.775000
Water Area1.596000
City Alias Code
City Mixed CaseHeath Springs
City Alias Mixed CaseHeath Springs
Box Count256
SFDU1908
MFDU0
State ANSI45
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number453860
Unique ZIP Name
SSA State County Code42280
Medicare CBSA Code16740
Medicare CBSA NameCharlotte-Concord-Gastonia, NC-SC
Medicare CBSA TypeMetro
Market Rating Area ID29
County Mixed CaseLancaster

South Carolina Homeowners Insurance News & Information

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