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Homeowners Insurance coverage in 29059

If you are a homeowner in 29059 or Holly Hill, SC you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Holly Hill.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 29059.

Learn more about our homeowners insurance shopping service by selecting the best Holly Hill, SC Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 29059?

Residents of Holly Hill have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in South Carolina? While South Carolina is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, South Carolina comes in at 18 in the country for homeowners insurance premiums.

If you are living in 29059 zipcode, expect to pay around $1000 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Holly Hill does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

29059 Home Insurance Average Premiums

Local 29059 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 29059 lowest rates with discounts applied on average.

For the 29059, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 29059?

  • • The average homeowners insurance premium paid annually for a home in 29059 is around $1000 per year.

What does it cost on average per month for home insurance in 29059?

  • • Homeowners in 29059 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29059?

  • • Autoowners in 29059 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holly Hill area, check out other zip codes nearby 29059.
Review average rates in another zip code:
29059 homeowners insurance rates

Home Replacement Cost Coverage in 29059

Average Building Cost Per Square Foot in 29059: $131

Location: Holly Hill, South Carolina (Orangeburg County)

Average Square Footage in 29059: 702 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29059 before you start any project. Holly Hill homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29059 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29059 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 702 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holly Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131702$91,900
Additional Upgrades & Added Features$164702$114,875
Major Home Updates or Advancements$197702$137,850

It's important to understand that when you estimate your replacement cost of your home in the 29059 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29059

Home Insurance Agency

Address: 763 Gilway Street Holly Hill, SC 29059
Phone: (803)496-3304
Website:

Best Home & Auto Insurance Agencies in 29059

Geico Insurance

Address: 5675 Woodbine Avenue Holly Hill, SC 29059
Phone:
Website:
Info:

Housing Demographics for 29059

Population Review for 29059 Zip Code

For the city of Holly Hill, the population within 29059 has increased to over 5,192 residents in population size. The current population total is 5,662. We have broken down the population based on race below. In 29059, there are over 2695 in male population and 2967 females.

PopulationValues
Total Population5,662
White Population1898
Black Population3433
Hispanic Population106
Asian Population27
Hawaiian Population0
Indian Population88
Other Population47
Male Population2695
Female Population2967
Population Estimate5192

Household Data for 29059

The average number of homes in 29059 is around 2,250, there are an average of 2.50 per household. The average house value according to local real estate values is around $91,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,250
Persons Per Household2.50
Average House Value$91,900
Income Per Household$34549
Median Age46.0
Median Age Male44.8
Median Age Female47.2
29059 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityHolly Hill
City Alias NameHOLLY HILL
CountyOrangeburg
County FIPS075
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA36700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOrangeburg, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses102
Number Of Employees1275
Business First Quarter Payroll15534
Business Annual Payroll60770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population92501
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential2077
Delivery Business80
Delivery Total2864
Preferred Last Line KeyX24038
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24038
Land Area109.166000
Water Area0.527000
City Alias Code
City Mixed CaseHolly Hill
City Alias Mixed CaseHolly Hill
Box Count565
SFDU1958
MFDU56
State ANSI45
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number454000
Unique ZIP Name
SSA State County Code42370
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID38
County Mixed CaseOrangeburg

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]