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If you live in the 29063 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Irmo have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our SC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 29063 and then compare quotes from a variety of nationwide insurance companies.

29063 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 29063 the average premium for homeowners coverage is $951 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 29063. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 29063 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Irmo, SC home insurance quotes in your area.

29063 Home Insurance Average Premiums

Local 29063 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 29063 lowest rates with discounts applied on average.

For the 29063, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 29063?

  • • The average homeowners insurance premium paid annually for a home in 29063 is around $951 per year.

What does it cost on average per month for home insurance in 29063?

  • • Homeowners in 29063 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 29063?

  • • Autoowners in 29063 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Irmo area, check out other zip codes nearby 29063.
Review average rates in another zip code:
29063 homeowners insurance rates

Home Replacement Cost Coverage in 29063

Average Building Cost Per Square Foot in 29063: $131

Location: Irmo, South Carolina (Richland County)

Average Square Footage in 29063: 1,409 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29063 before you start any project. Irmo homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29063 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29063 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,409 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Irmo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,409$184,600
Additional Upgrades & Added Features$1641,409$230,750
Major Home Updates or Advancements$1971,409$276,900

It's important to understand that when you estimate your replacement cost of your home in the 29063 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29063

Nationwide Insurance & Financial Services

Address: 7313 College Street Irmo, SC 29063
Phone: (803)732-7907
Website: www.nationwide.com

Skinner Gary F

Address: 7313 College Street Irmo, SC 29063
Phone: (803)732-7907
Website:

David Dickson Agency

Address: 7421 Broad River Rd Irmo, SC 29063
Phone: (803)699-8501
Website:

Best Home & Auto Insurance Agencies in 29063

Allstate Insurance Company - Lance Gore

Address: 7333 St Andrews Rd Irmo, SC 29063
Phone:
Website: http://www.allstateagencies.com/058290?cid=OTC-YP.com-IYP&att=TL
Info:

Miley Theresa - State Farm Insurance Agent

Address: 1009 Lake Murray Blvd Irmo, SC 29063
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 10071 Broad River Rd Irmo, SC 29063
Phone:
Website:
Info:

Allstate Insurance Company - Bradley Grooms

Address: 100 Obrian Way Irmo, SC 29063
Phone:
Website: http://www.allstateagencies.com/057586?cid=OTC-YP.com-IYP&att=TL
Info:

Personal and Commercial Insurance - Great Rates

Address: 1410 Dutch Fork Rd Irmo, SC 29063
Phone:
Website: http://www.khainsurancegroup.com/
Info:

Housing Demographics for 29063

Population Review for 29063 Zip Code

For the city of Irmo, the population within 29063 has increased to over 38,648 residents in population size. The current population total is 36,341. We have broken down the population based on race below. In 29063, there are over 17183 in male population and 19158 females.

PopulationValues
Total Population36,341
White Population23075
Black Population9036
Hispanic Population1632
Asian Population1166
Hawaiian Population42
Indian Population113
Other Population607
Male Population17183
Female Population19158
Population Estimate38648

Household Data for 29063

The average number of homes in 29063 is around 14,067, there are an average of 2.58 per household. The average house value according to local real estate values is around $184,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,067
Persons Per Household2.58
Average House Value$184,600
Income Per Household$85978
Median Age39.8
Median Age Male38.5
Median Age Female40.9
29063 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityIrmo
City Alias NameIRMO
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses848
Number Of Employees9341
Business First Quarter Payroll98145
Business Annual Payroll392550
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential14980
Delivery Business813
Delivery Total16737
Preferred Last Line KeyX24061
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24061
Land Area40.111000
Water Area2.139000
City Alias Code
City Mixed CaseIrmo
City Alias Mixed CaseIrmo
Box Count622
SFDU13487
MFDU1179
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number454180
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]