Get multiple home insurance quotes in 29073. Our licensed 29073, SC agents are ready to serve you.

Check Out 29073 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Lexington, SC.

We will gather some basic information about your home in Lexington, SC and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of South Carolina licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 29073 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 29073

We have pulled together a variety of data related to homeowners insurance in South Carolina. Simply click on one of the links below to learn about the average cost of homeowners insurance in South Carolina as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lexington, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29073 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 29073 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in South Carolina is roughly $968. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 29073 homeowners insurance policy!

29073 Home Insurance Average Premiums

Local 29073 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 29073 lowest rates with discounts applied on average.

For the 29073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$718 /yr.
Average Coverage:$968 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1268 /yr.

What is the average home insurance cost for a home in 29073?

  • • The average homeowners insurance premium paid annually for a home in 29073 is around $968 per year.

What does it cost on average per month for home insurance in 29073?

  • • Homeowners in 29073 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29073?

  • • Autoowners in 29073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lexington area, check out other zip codes nearby 29073.
Review average rates in another zip code:
29073 homeowners insurance rates
29072 homeowners insurance rates

Home Replacement Cost Coverage in 29073

Average Building Cost Per Square Foot in 29073: $131

Location: Lexington, South Carolina (Lexington County)

Average Square Footage in 29073: 1,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29073 before you start any project. Lexington homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,173 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lexington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,173$153,700
Additional Upgrades & Added Features$1641,173$192,125
Major Home Updates or Advancements$1971,173$230,550

It's important to understand that when you estimate your replacement cost of your home in the 29073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29073

Best Home & Auto Insurance Agencies in 29073

Rouse Jr- Mark S - State Farm Insurance Agent

Address: 1856 S Lake Dr Lexington, SC 29073
Phone:
Website:
Info:

Housing Demographics for 29073

Population Review for 29073 Zip Code

For the city of Lexington, the population within 29073 has increased to over 55,620 residents in population size. The current population total is 48,653. We have broken down the population based on race below. In 29073, there are over 23755 in male population and 24898 females.

PopulationValues
Total Population48,653
White Population35858
Black Population6474
Hispanic Population3468
Asian Population780
Hawaiian Population21
Indian Population288
Other Population1613
Male Population23755
Female Population24898
Population Estimate55620

Household Data for 29073

The average number of homes in 29073 is around 18,288, there are an average of 2.66 per household. The average house value according to local real estate values is around $153,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,288
Persons Per Household2.66
Average House Value$153,700
Income Per Household$65403
Median Age36.8
Median Age Male35.8
Median Age Female37.6
29073 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityLexington
City Alias NameLEXINGTON
CountyLexington
County FIPS063
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses657
Number Of Employees6610
Business First Quarter Payroll59850
Business Annual Payroll274764
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential20910
Delivery Business670
Delivery Total25588
Preferred Last Line KeyX24156
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24156
Land Area81.841000
Water Area0.719000
City Alias Code
City Mixed CaseLexington
City Alias Mixed CaseLexington
Box Count389
SFDU18163
MFDU255
State ANSI45
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number455000
Unique ZIP Name
SSA State County Code42310
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID32
County Mixed CaseLexington

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]