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29080 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 29080? Our rates are very competitive for homeowners living in Lynchburg, SC. Many homeowners based out of your 29080 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29080 should appear in the zip code field ready to go. For Lynchburg, SC Home Insurance Rate Quotes click to review the best rates and service online!

29080 Average Premium is Rated: High!

Homeowners living in 29080 can easily save up to 40% off the average home insurance premium of $1005 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Lynchburg that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 29080 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 29080!

29080 Home Insurance Average Premiums

Local 29080 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 29080 lowest rates with discounts applied on average.

For the 29080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 29080?

  • • The average homeowners insurance premium paid annually for a home in 29080 is around $1005 per year.

What does it cost on average per month for home insurance in 29080?

  • • Homeowners in 29080 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29080?

  • • Autoowners in 29080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lynchburg area, check out other zip codes nearby 29080.
Review average rates in another zip code:
29080 homeowners insurance rates

Home Replacement Cost Coverage in 29080

Average Building Cost Per Square Foot in 29080: $131

Location: Lynchburg, South Carolina (Lee County)

Average Square Footage in 29080: 670 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29080 before you start any project. Lynchburg homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 670 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lynchburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131670$87,800
Additional Upgrades & Added Features$164670$109,750
Major Home Updates or Advancements$197670$131,700

It's important to understand that when you estimate your replacement cost of your home in the 29080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29080

Best Home & Auto Insurance Agencies in 29080

Housing Demographics for 29080

Population Review for 29080 Zip Code

For the city of Lynchburg, the population within 29080 has increased to over 2,863 residents in population size. The current population total is 2,592. We have broken down the population based on race below. In 29080, there are over 1226 in male population and 1366 females.

PopulationValues
Total Population2,592
White Population640
Black Population1840
Hispanic Population50
Asian Population14
Hawaiian Population0
Indian Population4
Other Population28
Male Population1226
Female Population1366
Population Estimate2863

Household Data for 29080

The average number of homes in 29080 is around 1,111, there are an average of 2.33 per household. The average house value according to local real estate values is around $87,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,111
Persons Per Household2.33
Average House Value$87,800
Income Per Household$34919
Median Age50.9
Median Age Male48.7
Median Age Female53.0
29080 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityLynchburg
City Alias NameLYNCHBURG
CountyLee
County FIPS061
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees73
Business First Quarter Payroll449
Business Annual Payroll1880
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05|06
Congressional LandArea5505.54|8062.93
Delivery Residential1229
Delivery Business41
Delivery Total1419
Preferred Last Line KeyX24200
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24200
Land Area128.678000
Water Area0.137000
City Alias Code
City Mixed CaseLynchburg
City Alias Mixed CaseLynchburg
Box Count127
SFDU1211
MFDU0
State ANSI45
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number455420
Unique ZIP Name
SSA State County Code42300
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID31
County Mixed CaseLee

South Carolina Homeowners Insurance News & Information

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  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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