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29108 Homeowners Insurance Quotes & Rates

Newberry residents living within the 7,619 homes available in the zip code of 29108 are shopping online to compare cheaper and more affordable Newberry, SC home insurance rates. In the great city of Newberry, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of South Carolina is around $980 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 29108 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 29108 home insurance rates today! Please give us a call now at 1-866-918-3404. For Newberry, SC Homeowners Insurance Quotes, Click to easily get started!

29108 Home Insurance Average Premiums

Local 29108 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 29108 lowest rates with discounts applied on average.

For the 29108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1280 /yr.

What is the average home insurance cost for a home in 29108?

  • • The average homeowners insurance premium paid annually for a home in 29108 is around $980 per year.

What does it cost on average per month for home insurance in 29108?

  • • Homeowners in 29108 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29108?

  • • Autoowners in 29108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newberry area, check out other zip codes nearby 29108.
Review average rates in another zip code:
29108 homeowners insurance rates

Home Replacement Cost Coverage in 29108

Average Building Cost Per Square Foot in 29108: $131

Location: Newberry, South Carolina (Newberry County)

Average Square Footage in 29108: 769 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29108 before you start any project. Newberry homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 769 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newberry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131769$100,700
Additional Upgrades & Added Features$164769$125,875
Major Home Updates or Advancements$197769$151,050

It's important to understand that when you estimate your replacement cost of your home in the 29108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29108

Best Home & Auto Insurance Agencies in 29108

Mann- David L

Address: 3123 College St Newberry, SC 29108
Phone:
Website:
Info:

Jones Leon H Insurance & Investments

Address: 2518 Main St Newberry, SC 29108
Phone:
Website:
Info:

Summer Insurance Agency LLC

Address: 2620 Main St Newberry, SC 29108
Phone:
Website: http://www.summerinsurance.com
Info:

Farmers Mutual Insurance

Address: 749 Wilson Rd Newberry, SC 29108
Phone:
Website:
Info:

Gibson- Willie T

Address: 1615 Wilson Rd Newberry, SC 29108
Phone:
Website:
Info:

Housing Demographics for 29108

Population Review for 29108 Zip Code

For the city of Newberry, the population within 29108 has increased to over 20,067 residents in population size. The current population total is 20,159. We have broken down the population based on race below. In 29108, there are over 9578 in male population and 10581 females.

PopulationValues
Total Population20,159
White Population9567
Black Population7559
Hispanic Population2826
Asian Population96
Hawaiian Population3
Indian Population172
Other Population1623
Male Population9578
Female Population10581
Population Estimate20067

Household Data for 29108

The average number of homes in 29108 is around 7,619, there are an average of 2.45 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,619
Persons Per Household2.45
Average House Value$100,700
Income Per Household$46613
Median Age38.5
Median Age Male35.9
Median Age Female40.8
29108 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityNewberry
City Alias NameNEWBERRY
CountyNewberry
County FIPS071
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA35140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNewberry, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses504
Number Of Employees8749
Business First Quarter Payroll85505
Business Annual Payroll370290
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37508
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential8191
Delivery Business656
Delivery Total9326
Preferred Last Line KeyX24330
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24330
Land Area210.238000
Water Area1.809000
City Alias Code
City Mixed CaseNewberry
City Alias Mixed CaseNewberry
Box Count351
SFDU6900
MFDU274
State ANSI45
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number456220
Unique ZIP Name
SSA State County Code42350
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID36
County Mixed CaseNewberry

South Carolina Homeowners Insurance News & Information

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    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]