Get multiple home insurance quotes in 29115. Our licensed 29115, SC agents are ready to serve you.

29115 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 29115 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Orangeburg, SC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 29115 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in South Carolina, like average Orangeburg homeowners insurance rates, coverage options or home insurance types, please select Orangeburg, SC Home Insurance Rates Online!

29115 Home Insurance Average Premiums

Local 29115 homeowners insurance quotes comparison

$745 /yr.

Shows Zip Code: 29115 lowest rates with discounts applied on average.

For the 29115, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$745 /yr.
Average Coverage:$995 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1295 /yr.

What is the average home insurance cost for a home in 29115?

  • • The average homeowners insurance premium paid annually for a home in 29115 is around $995 per year.

What does it cost on average per month for home insurance in 29115?

  • • Homeowners in 29115 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29115?

  • • Autoowners in 29115 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orangeburg area, check out other zip codes nearby 29115.
Review average rates in another zip code:
29118 homeowners insurance rates
29115 homeowners insurance rates
29117 homeowners insurance rates

Home Replacement Cost Coverage in 29115

Average Building Cost Per Square Foot in 29115: $131

Location: Orangeburg, South Carolina (Orangeburg County)

Average Square Footage in 29115: 663 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29115 before you start any project. Orangeburg homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29115 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29115 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 663 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orangeburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131663$86,900
Additional Upgrades & Added Features$164663$108,625
Major Home Updates or Advancements$197663$130,350

It's important to understand that when you estimate your replacement cost of your home in the 29115 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29115

R Bryant & Son Inc

Address: PO Box 1204 Orangeburg, SC 29115
Phone: (803)531-3034
Website:

Edisto Insurance Agency

Address: 942 Amelia Street Orangeburg, SC 29115
Phone: (803)531-4103
Website:

Mid-State Homes

Address: 2755 Old Edisto Drive Orangeburg, SC 29115
Phone: (803)536-6610
Website:

Best Home & Auto Insurance Agencies in 29115

K A Hewitt Ins Agcy Inc

Address: 1836 Columbia Rd Orangeburg, SC 29115
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Morris John Agency Inc

Address: 658 John C Calhoun Dr Orangeburg, SC 29115
Phone:
Website:
Info:

Hewitt Jr- Keith A

Address: 1292 Broughton St Orangeburg, SC 29115
Phone:
Website: http://www.keithhewittjr.com
Info:

Jones Leon Insurance & Investment

Address: 676 John C Calhoun Dr Orangeburg, SC 29115
Phone:
Website:
Info:

R Bryant & Son Inc

Address: PO Box 1204 Orangeburg, SC 29115
Phone:
Website:
Info:

Housing Demographics for 29115

Population Review for 29115 Zip Code

For the city of Orangeburg, the population within 29115 has increased to over 28,131 residents in population size. The current population total is 28,207. We have broken down the population based on race below. In 29115, there are over 12683 in male population and 15524 females.

PopulationValues
Total Population28,207
White Population5749
Black Population20933
Hispanic Population688
Asian Population213
Hawaiian Population22
Indian Population99
Other Population443
Male Population12683
Female Population15524
Population Estimate28131

Household Data for 29115

The average number of homes in 29115 is around 10,712, there are an average of 2.35 per household. The average house value according to local real estate values is around $86,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,712
Persons Per Household2.35
Average House Value$86,900
Income Per Household$29372
Median Age36.7
Median Age Male35.2
Median Age Female37.9
29115 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityOrangeburg
City Alias NameORANGEBURG
CountyOrangeburg
County FIPS075
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA36700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOrangeburg, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses718
Number Of Employees11133
Business First Quarter Payroll107472
Business Annual Payroll426121
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population92501
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential11971
Delivery Business1292
Delivery Total13275
Preferred Last Line KeyX24387
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24387
Land Area124.649000
Water Area0.723000
City Alias Code
City Mixed CaseOrangeburg
City Alias Mixed CaseOrangeburg
Box Count0
SFDU10469
MFDU190
State ANSI45
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number456540
Unique ZIP Name
SSA State County Code42370
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID38
County Mixed CaseOrangeburg

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]