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Quickly Revew Homeowners Insurance in 29129

If you own a home in Ridge Spring, SC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 29129 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our South Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 29129 and start comparing rates now.

29129 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 29129 is $968 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 29129 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ridge Spring, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29129 Home Insurance Average Premiums

Local 29129 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 29129 lowest rates with discounts applied on average.

For the 29129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$718 /yr.
Average Coverage:$968 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1268 /yr.

What is the average home insurance cost for a home in 29129?

  • • The average homeowners insurance premium paid annually for a home in 29129 is around $968 per year.

What does it cost on average per month for home insurance in 29129?

  • • Homeowners in 29129 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29129?

  • • Autoowners in 29129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ridge Spring area, check out other zip codes nearby 29129.
Review average rates in another zip code:
29129 homeowners insurance rates

Home Replacement Cost Coverage in 29129

Average Building Cost Per Square Foot in 29129: $131

Location: Ridge Spring, South Carolina (Saluda County)

Average Square Footage in 29129: 922 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29129 before you start any project. Ridge Spring homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 922 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ridge Spring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131922$120,800
Additional Upgrades & Added Features$164922$151,000
Major Home Updates or Advancements$197922$181,200

It's important to understand that when you estimate your replacement cost of your home in the 29129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29129

Best Home & Auto Insurance Agencies in 29129

Housing Demographics for 29129

Population Review for 29129 Zip Code

For the city of Ridge Spring, the population within 29129 has increased to over 2,887 residents in population size. The current population total is 2,948. We have broken down the population based on race below. In 29129, there are over 1513 in male population and 1435 females.

PopulationValues
Total Population2,948
White Population1513
Black Population927
Hispanic Population413
Asian Population7
Hawaiian Population3
Indian Population9
Other Population321
Male Population1513
Female Population1435
Population Estimate2887

Household Data for 29129

The average number of homes in 29129 is around 1,138, there are an average of 2.42 per household. The average house value according to local real estate values is around $120,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,138
Persons Per Household2.42
Average House Value$120,800
Income Per Household$54222
Median Age43.7
Median Age Male42.6
Median Age Female45.3
29129 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityRidge Spring
City Alias NameRIDGE SPRING
CountySaluda
County FIPS081
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees184
Business First Quarter Payroll1442
Business Annual Payroll6112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|03
Congressional LandArea3022.17|5268.28
Delivery Residential1193
Delivery Business30
Delivery Total1431
Preferred Last Line KeyX24497
Classification Code
Multi-CountyY
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24497
Land Area83.480000
Water Area0.563000
City Alias Code
City Mixed CaseRidge Spring
City Alias Mixed CaseRidge Spring
Box Count163
SFDU1174
MFDU0
State ANSI45
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number457400
Unique ZIP Name
SSA State County Code42400
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseSaluda

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