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29161 Home Insurance Quotes & Rates

Currently, the 4,243 homes within the 29161 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for South Carolina is around $978 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Timmonsville, SC, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 29161.

South Carolina is now ranking #18 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Timmonsville home insurance quotes all in one place then GetHomeInsuranceQuotes.com of South Carolina has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 29161 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Timmonsville, South Carolina home insurance rates today!

Please give us a call now at 1-866-918-3404, easily get up to 12 rates over the phone in minutes. For Timmonsville, SC Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

29161 Home Insurance Average Premiums

Local 29161 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 29161 lowest rates with discounts applied on average.

For the 29161, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1278 /yr.

What is the average home insurance cost for a home in 29161?

  • • The average homeowners insurance premium paid annually for a home in 29161 is around $978 per year.

What does it cost on average per month for home insurance in 29161?

  • • Homeowners in 29161 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29161?

  • • Autoowners in 29161 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Timmonsville area, check out other zip codes nearby 29161.
Review average rates in another zip code:
29161 homeowners insurance rates

Home Replacement Cost Coverage in 29161

Average Building Cost Per Square Foot in 29161: $131

Location: Timmonsville, South Carolina (Florence County)

Average Square Footage in 29161: 767 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29161 before you start any project. Timmonsville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29161 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29161 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 767 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Timmonsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131767$100,500
Additional Upgrades & Added Features$164767$125,625
Major Home Updates or Advancements$197767$150,750

It's important to understand that when you estimate your replacement cost of your home in the 29161 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29161

Best Home & Auto Insurance Agencies in 29161

Elaine L Gore Ins Agency Inc - State Farm Insurance Agent

Address: 713 W Smith St Timmonsville, SC 29161
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29161

Population Review for 29161 Zip Code

For the city of Timmonsville, the population within 29161 has increased to over 11,680 residents in population size. The current population total is 10,728. We have broken down the population based on race below. In 29161, there are over 5225 in male population and 5503 females.

PopulationValues
Total Population10,728
White Population5706
Black Population4385
Hispanic Population314
Asian Population25
Hawaiian Population5
Indian Population40
Other Population178
Male Population5225
Female Population5503
Population Estimate11680

Household Data for 29161

The average number of homes in 29161 is around 4,243, there are an average of 2.52 per household. The average house value according to local real estate values is around $100,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,243
Persons Per Household2.52
Average House Value$100,500
Income Per Household$43311
Median Age43.6
Median Age Male42.0
Median Age Female45.2
29161 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityTimmonsville
City Alias NameTIMMONSVILLE
CountyFlorence
County FIPS041
State FIPS45
Time Zone5
Day Light SavingY
MSA2655
PMSA
CSA
CBSA22500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlorence, SC
MSA_NameFlorence, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees2165
Business First Quarter Payroll22779
Business Annual Payroll100937
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population205566
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential4635
Delivery Business167
Delivery Total5101
Preferred Last Line KeyX24724
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24724
Land Area135.191000
Water Area0.177000
City Alias Code
City Mixed CaseTimmonsville
City Alias Mixed CaseTimmonsville
Box Count196
SFDU4438
MFDU0
State ANSI45
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number458740
Unique ZIP Name
SSA State County Code42200
Medicare CBSA Code22500
Medicare CBSA NameFlorence, SC
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseFlorence

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]