Get multiple home insurance quotes in 29163. Our licensed 29163, SC agents are ready to serve you.

Compare 29163 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 29163 area? The average homeowners premium in South Carolina for a standard homeowners policy is around $977/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 29163 zip code, the population size is around 1,840 with 744 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 29163.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Vance, SC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. SC RateDiscountsSavingsShop Rates
$1,327up to 40% off$531

29163 Home Insurance Average Premiums

Local 29163 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 29163 lowest rates with discounts applied on average.

For the 29163, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 29163?

  • • The average homeowners insurance premium paid annually for a home in 29163 is around $977 per year.

What does it cost on average per month for home insurance in 29163?

  • • Homeowners in 29163 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29163?

  • • Autoowners in 29163 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vance area, check out other zip codes nearby 29163.
Review average rates in another zip code:
29163 homeowners insurance rates

Home Replacement Cost Coverage in 29163

Average Building Cost Per Square Foot in 29163: $131

Location: Vance, South Carolina (Orangeburg County)

Average Square Footage in 29163: 501 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29163 before you start any project. Vance homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29163 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29163 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 501 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vance area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131501$65,600
Additional Upgrades & Added Features$164501$82,000
Major Home Updates or Advancements$197501$98,400

It's important to understand that when you estimate your replacement cost of your home in the 29163 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29163

Best Home & Auto Insurance Agencies in 29163

Housing Demographics for 29163

Population Review for 29163 Zip Code

For the city of Vance, the population within 29163 has increased to over 2,146 residents in population size. The current population total is 1,840. We have broken down the population based on race below. In 29163, there are over 857 in male population and 983 females.

PopulationValues
Total Population1,840
White Population449
Black Population1303
Hispanic Population32
Asian Population4
Hawaiian Population0
Indian Population22
Other Population7
Male Population857
Female Population983
Population Estimate2146

Household Data for 29163

The average number of homes in 29163 is around 744, there are an average of 2.47 per household. The average house value according to local real estate values is around $65,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode744
Persons Per Household2.47
Average House Value$65,600
Income Per Household$0
Median Age49.2
Median Age Male46.3
Median Age Female51.7
29163 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityVance
City Alias NameVANCE
CountyOrangeburg
County FIPS075
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA36700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOrangeburg, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees65
Business First Quarter Payroll337
Business Annual Payroll1420
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population92501
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential869
Delivery Business18
Delivery Total1136
Preferred Last Line KeyX24753
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24753
Land Area32.004000
Water Area0.653000
City Alias Code
City Mixed CaseVance
City Alias Mixed CaseVance
Box Count142
SFDU869
MFDU0
State ANSI45
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number458960
Unique ZIP Name
SSA State County Code42370
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID38
County Mixed CaseOrangeburg

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]