Get multiple home insurance quotes in 29164. Our licensed 29164, SC agents are ready to serve you.

29164 Home Insurance Rates & Premiums

Did you know there are over 4,253 people living within the 29164 zip code area? There are over 1,786 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 29164.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in South Carolina are on the rise. The estimated average premium is around $962 a year for a standard homeowners insurance policy in Wagener. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Wagener, SC Homeowners Insurance Quotes Online

29164 Home Insurance Average Premiums

Local 29164 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 29164 lowest rates with discounts applied on average.

For the 29164, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 29164?

  • • The average homeowners insurance premium paid annually for a home in 29164 is around $962 per year.

What does it cost on average per month for home insurance in 29164?

  • • Homeowners in 29164 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29164?

  • • Autoowners in 29164 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wagener area, check out other zip codes nearby 29164.
Review average rates in another zip code:
29164 homeowners insurance rates

Home Replacement Cost Coverage in 29164

Average Building Cost Per Square Foot in 29164: $131

Location: Wagener, South Carolina (Aiken County)

Average Square Footage in 29164: 986 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29164 before you start any project. Wagener homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29164 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29164 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 986 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wagener area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131986$129,200
Additional Upgrades & Added Features$164986$161,500
Major Home Updates or Advancements$197986$193,800

It's important to understand that when you estimate your replacement cost of your home in the 29164 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29164

Young Tom Insurance

Address: 1743 Whiskey Road Heritage Wagener, SC 29164
Phone: (803)648-2672
Website:

Best Home & Auto Insurance Agencies in 29164

Young Tom Insurance

Address: 1743 Whiskey Road Heritage Wagener, SC 29164
Phone:
Website:
Info:

Housing Demographics for 29164

Population Review for 29164 Zip Code

For the city of Wagener, the population within 29164 has increased to over 4,564 residents in population size. The current population total is 4,253. We have broken down the population based on race below. In 29164, there are over 2035 in male population and 2218 females.

PopulationValues
Total Population4,253
White Population2891
Black Population1100
Hispanic Population97
Asian Population11
Hawaiian Population6
Indian Population21
Other Population39
Male Population2035
Female Population2218
Population Estimate4564

Household Data for 29164

The average number of homes in 29164 is around 1,786, there are an average of 2.38 per household. The average house value according to local real estate values is around $129,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,786
Persons Per Household2.38
Average House Value$129,200
Income Per Household$46818
Median Age45.0
Median Age Male43.5
Median Age Female46.5
29164 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityWagener
City Alias NameWAGENER
CountyAiken
County FIPS003
State FIPS45
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses71
Number Of Employees420
Business First Quarter Payroll2721
Business Annual Payroll13356
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential1918
Delivery Business36
Delivery Total2441
Preferred Last Line KeyX24761
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24761
Land Area107.249000
Water Area0.941000
City Alias Code
City Mixed CaseWagener
City Alias Mixed CaseWagener
Box Count407
SFDU1868
MFDU50
State ANSI45
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number459080
Unique ZIP Name
SSA State County Code42010
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAiken

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]