Get multiple home insurance quotes in 29169. Our licensed 29169, SC agents are ready to serve you.

29169 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 29169 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Columbia, SC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 29169 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in South Carolina, like average West Columbia homeowners insurance rates, coverage options or home insurance types, please select West Columbia, SC Home Insurance Rates Online!

29169 Home Insurance Average Premiums

Local 29169 homeowners insurance quotes comparison

$766 /yr.

Shows Zip Code: 29169 lowest rates with discounts applied on average.

For the 29169, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$766 /yr.
Average Coverage:$1016 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1316 /yr.

What is the average home insurance cost for a home in 29169?

  • • The average homeowners insurance premium paid annually for a home in 29169 is around $1016 per year.

What does it cost on average per month for home insurance in 29169?

  • • Homeowners in 29169 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 29169?

  • • Autoowners in 29169 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Columbia area, check out other zip codes nearby 29169.
Review average rates in another zip code:
29169 homeowners insurance rates
29172 homeowners insurance rates
29170 homeowners insurance rates

Home Replacement Cost Coverage in 29169

Average Building Cost Per Square Foot in 29169: $131

Location: West Columbia, South Carolina (Lexington County)

Average Square Footage in 29169: 1,231 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29169 before you start any project. West Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29169 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29169 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,231 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,231$161,300
Additional Upgrades & Added Features$1641,231$201,625
Major Home Updates or Advancements$1971,231$241,950

It's important to understand that when you estimate your replacement cost of your home in the 29169 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29169

Shipley's Mobile Home Sales Inc

Address: 1945 Augusta Road West Columbia, SC 29169
Phone: (803)794-5387
Website: www.shipleysmanufacturedhomes.com

Harold R Beard Agency

Address: 601 Meeting Street West Columbia, SC 29169
Phone: (803)791-0995
Website:

Mobile Home Insurance Agency Inc

Address: 1082 Sunset Boulevard Suite D West Columbia, SC 29169
Phone: (803)796-6727
Website:

Best Home & Auto Insurance Agencies in 29169

Hipkins Insurance

Address: 2028 Platt Springs Rd West Columbia, SC 29169
Phone:
Website:
Info:

Able, Daniel B Vice President - Harold R Beard Agency

Address: 601 Meeting St West Columbia, SC 29169
Phone:
Website:
Info:

Direct General Insurance Agency Inc

Address: 2410 Augusta Rd West Columbia, SC 29169
Phone:
Website: http://www.direct-general.com
Info:

American National

Address: 443 Meeting St West Columbia, SC 29169
Phone:
Website:
Info:

Kevin P Spencer - Nationwide Insurance

Address: 952 Sunset Blvd West Columbia, SC 29169
Phone:
Website: http://www.nationwide.com/agent/West-Columbia-SOUTH-CAROLINA-insurance-agent/spencer/office.html
Info:

Housing Demographics for 29169

Population Review for 29169 Zip Code

For the city of West Columbia, the population within 29169 has increased to over 23,930 residents in population size. The current population total is 22,768. We have broken down the population based on race below. In 29169, there are over 10884 in male population and 11884 females.

PopulationValues
Total Population22,768
White Population14110
Black Population4168
Hispanic Population3242
Asian Population609
Hawaiian Population11
Indian Population205
Other Population1898
Male Population10884
Female Population11884
Population Estimate23930

Household Data for 29169

The average number of homes in 29169 is around 10,557, there are an average of 2.09 per household. The average house value according to local real estate values is around $161,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,557
Persons Per Household2.09
Average House Value$161,300
Income Per Household$46065
Median Age40.4
Median Age Male38.0
Median Age Female42.5
29169 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeN
City Alias Abbreviation
Area Code803
CityWest Columbia
City Alias NameWEST COLUMBIA
CountyLexington
County FIPS063
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1020
Number Of Employees21326
Business First Quarter Payroll253130
Business Annual Payroll1139801
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential11450
Delivery Business1391
Delivery Total12826
Preferred Last Line KeyX29436
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX29436
Land Area11.619000
Water Area0.351000
City Alias Code
City Mixed CaseWest Columbia
City Alias Mixed CaseWest Columbia
Box Count0
SFDU7552
MFDU1533
State ANSI45
County ANSI063
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451390
Unique ZIP Name
SSA State County Code42310
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID32
County Mixed CaseLexington

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]