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Homeowners Insurance coverage in 29175

If you are a homeowner in 29175 or Westville, SC you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Westville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 29175.

Learn more about our homeowners insurance shopping service by selecting the best Westville, SC Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 29175?

Residents of Westville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in South Carolina? While South Carolina is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, South Carolina comes in at 18 in the country for homeowners insurance premiums.

If you are living in 29175 zipcode, expect to pay around $976 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Westville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

29175 Home Insurance Average Premiums

Local 29175 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 29175 lowest rates with discounts applied on average.

For the 29175, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1276 /yr.

What is the average home insurance cost for a home in 29175?

  • • The average homeowners insurance premium paid annually for a home in 29175 is around $976 per year.

What does it cost on average per month for home insurance in 29175?

  • • Homeowners in 29175 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29175?

  • • Autoowners in 29175 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westville area, check out other zip codes nearby 29175.
Review average rates in another zip code:
29175 homeowners insurance rates

Home Replacement Cost Coverage in 29175

Average Building Cost Per Square Foot in 29175: $131

Location: Westville, South Carolina (Kershaw County)

Average Square Footage in 29175: 766 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29175 before you start any project. Westville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29175 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29175 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 766 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131766$100,300
Additional Upgrades & Added Features$164766$125,375
Major Home Updates or Advancements$197766$150,450

It's important to understand that when you estimate your replacement cost of your home in the 29175 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29175

Best Home & Auto Insurance Agencies in 29175

Housing Demographics for 29175

Population Review for 29175 Zip Code

For the city of Westville, the population within 29175 has increased to over 356 residents in population size. The current population total is 359. We have broken down the population based on race below. In 29175, there are over 162 in male population and 197 females.

PopulationValues
Total Population359
White Population254
Black Population86
Hispanic Population5
Asian Population3
Hawaiian Population0
Indian Population1
Other Population2
Male Population162
Female Population197
Population Estimate356

Household Data for 29175

The average number of homes in 29175 is around 147, there are an average of 2.44 per household. The average house value according to local real estate values is around $100,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode147
Persons Per Household2.44
Average House Value$100,300
Income Per Household$41375
Median Age50.9
Median Age Male49.5
Median Age Female51.3
29175 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityWestville
City Alias NameWESTVILLE
CountyKershaw
County FIPS055
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees27
Business First Quarter Payroll73
Business Annual Payroll340
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential146
Delivery Business2
Delivery Total467
Preferred Last Line KeyX24796
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX24796
Land Area8.148000
Water Area0.000000
City Alias Code
City Mixed CaseWestville
City Alias Mixed CaseWestville
Box Count46
SFDU146
MFDU0
State ANSI45
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number459400
Unique ZIP Name
SSA State County Code42270
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseKershaw

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

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