Home Insurance Quotes in 29302

Are you shopping for a cheaper homeowners insurance rate in 29302? Our rates are very competitive for homeowners living in Spartanburg, SC. Many homeowners located in the 29302 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 29302. To get free 29302 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29302 zip code should appear in the zip code field ready to go. Shopping Spartanburg, SC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 29302 to review the best rate coverages.

Your 29302 Home Insurance Costs Is Rated: High!

For the great city of Spartanburg, the average home insurance premium paid annually is around $966 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our South Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Spartanburg and need insurance on your home in the 29302 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 29302 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 29302: $131

Average Square Footage in 29302: 1,431 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29302 before you start any project. Spartanburg homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,431 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spartanburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 29302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Carolina's Choice Insurance

Wesley E Dixon Insurance Agency

George Johnson Insurance

Allstate Insurance Companies

Wesley E. Dixon Insurance Agency- Inc.

Horace Mann Insurance

Farmers Insurance Exchange

Floyd Agency Inc

Household Data for 29302

The average number of homes in 29302 is around 7,100, there are an average of 2.33 per household. The average house value according to local real estate values is around $187,500. Please review the following demographics below for average income and media age.

• Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

  South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

• Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

  The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

• Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

  Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

• What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

  If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]