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29316 Homeowners Insurance Quotes & Rates

Boiling Springs residents living within the 11,106 homes available in the zip code of 29316 are shopping online to compare cheaper and more affordable Boiling Springs, SC home insurance rates. In the great city of Boiling Springs, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of South Carolina is around $975 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 29316 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 29316 home insurance rates today! Please give us a call now at 1-866-918-3404. For Boiling Springs, SC Homeowners Insurance Quotes, Click to easily get started!

29316 Home Insurance Average Premiums

Local 29316 homeowners insurance quotes comparison

$725 /yr.

Shows Zip Code: 29316 lowest rates with discounts applied on average.

For the 29316, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$725 /yr.
Average Coverage:$975 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1275 /yr.

What is the average home insurance cost for a home in 29316?

  • • The average homeowners insurance premium paid annually for a home in 29316 is around $975 per year.

What does it cost on average per month for home insurance in 29316?

  • • Homeowners in 29316 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29316?

  • • Autoowners in 29316 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boiling Springs area, check out other zip codes nearby 29316.
Review average rates in another zip code:
29316 homeowners insurance rates

Home Replacement Cost Coverage in 29316

Average Building Cost Per Square Foot in 29316: $131

Location: Boiling Springs, South Carolina (Spartanburg County)

Average Square Footage in 29316: 1,300 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29316 before you start any project. Boiling Springs homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29316 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29316 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,300 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boiling Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,300$170,300
Additional Upgrades & Added Features$1641,300$212,875
Major Home Updates or Advancements$1971,300$255,450

It's important to understand that when you estimate your replacement cost of your home in the 29316 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29316

Best Home & Auto Insurance Agencies in 29316

Rogers Insurance Group Inc

Address: 3236 Boiling Springs Rd Spartanburg, SC 29316
Phone:
Website:
Info:

Jim Hart Ins Agcy Inc - State Farm Insurance Agent

Address: 2125 Boiling Springs Rd Spartanburg, SC 29316
Phone:
Website:
Info:

Wanda F Bradey Ins Agcy Inc - State Farm Insurance Agent

Address: 2908 Boiling Springs Rd Boiling Springs, SC 29316
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company

Address: 2603 Boiling Springs Rd Boiling Springs, SC 29316
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 29316

Population Review for 29316 Zip Code

For the city of Boiling Springs, the population within 29316 has increased to over 35,861 residents in population size. The current population total is 29,459. We have broken down the population based on race below. In 29316, there are over 14164 in male population and 15295 females.

PopulationValues
Total Population29,459
White Population20953
Black Population4497
Hispanic Population2084
Asian Population1224
Hawaiian Population8
Indian Population95
Other Population1012
Male Population14164
Female Population15295
Population Estimate35861

Household Data for 29316

The average number of homes in 29316 is around 11,106, there are an average of 2.64 per household. The average house value according to local real estate values is around $170,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,106
Persons Per Household2.64
Average House Value$170,300
Income Per Household$66199
Median Age36.1
Median Age Male34.7
Median Age Female37.5
29316 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeB
City Alias AbbreviationBOILING SPGS
Area Code864
CityBoiling Springs
City Alias NameBOILING SPRINGS
CountySpartanburg
County FIPS083
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA43900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpartanburg, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses443
Number Of Employees4955
Business First Quarter Payroll34184
Business Annual Payroll145304
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population284307
CBSA Division Population0
Congressional District04|05
Congressional LandArea1299.3|5505.54
Delivery Residential13584
Delivery Business495
Delivery Total15321
Preferred Last Line KeyX2A664
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX2A664
Land Area21.821000
Water Area0.030000
City Alias Code
City Mixed CaseBoiling Springs
City Alias Mixed CaseBoiling Springs
Box Count395
SFDU9929
MFDU776
State ANSI45
County ANSI083
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number458320
Unique ZIP Name
SSA State County Code42410
Medicare CBSA Code43900
Medicare CBSA NameSpartanburg, SC
Medicare CBSA TypeMetro
Market Rating Area ID42
County Mixed CaseSpartanburg

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]