Get multiple home insurance quotes in 29320. Our licensed 29320, SC agents are ready to serve you.

Compare 29320 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 29320 area? The average homeowners premium in South Carolina for a standard homeowners policy is around $1,008/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 29320 zip code, the population size is around 907 with 336 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 29320.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Arcadia, SC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. SC RateDiscountsSavingsShop Rates
$1,327up to 40% off$531

29320 Home Insurance Average Premiums

Local 29320 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 29320 lowest rates with discounts applied on average.

For the 29320, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1308 /yr.

What is the average home insurance cost for a home in 29320?

  • • The average homeowners insurance premium paid annually for a home in 29320 is around $1008 per year.

What does it cost on average per month for home insurance in 29320?

  • • Homeowners in 29320 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29320?

  • • Autoowners in 29320 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arcadia area, check out other zip codes nearby 29320.
Review average rates in another zip code:
29320 homeowners insurance rates

Home Replacement Cost Coverage in 29320

Average Building Cost Per Square Foot in 29320: $131

Location: Arcadia, South Carolina (Spartanburg County)

Average Square Footage in 29320: 517 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29320 before you start any project. Arcadia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29320 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29320 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 517 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arcadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131517$67,700
Additional Upgrades & Added Features$164517$84,625
Major Home Updates or Advancements$197517$101,550

It's important to understand that when you estimate your replacement cost of your home in the 29320 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29320

Best Home & Auto Insurance Agencies in 29320

Housing Demographics for 29320

Population Review for 29320 Zip Code

For the city of Arcadia, the population within 29320 has increased to over 0 residents in population size. The current population total is 907. We have broken down the population based on race below. In 29320, there are over 473 in male population and 434 females.

PopulationValues
Total Population907
White Population494
Black Population85
Hispanic Population299
Asian Population21
Hawaiian Population1
Indian Population10
Other Population165
Male Population473
Female Population434
Population Estimate0

Household Data for 29320

The average number of homes in 29320 is around 336, there are an average of 2.70 per household. The average house value according to local real estate values is around $67,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode336
Persons Per Household2.70
Average House Value$67,700
Income Per Household$40519
Median Age34.6
Median Age Male30.9
Median Age Female38.8
29320 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeZ
City Alias Abbreviation
Area Code864
CityArcadia
City Alias NameARCADIA
CountySpartanburg
County FIPS083
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA43900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpartanburg, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees38
Business First Quarter Payroll445
Business Annual Payroll1716
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population284307
CBSA Division Population0
Congressional District04
Congressional LandArea1299.3
Delivery Residential0
Delivery Business0
Delivery Total386
Preferred Last Line KeyX23489
Classification CodeP
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23489
Land Area0.618000
Water Area0.000000
City Alias Code
City Mixed CaseArcadia
City Alias Mixed CaseArcadia
Box Count366
SFDU0
MFDU0
State ANSI45
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number450280
Unique ZIP Name
SSA State County Code42410
Medicare CBSA Code43900
Medicare CBSA NameSpartanburg, SC
Medicare CBSA TypeMetro
Market Rating Area ID42
County Mixed CaseSpartanburg

South Carolina Homeowners Insurance News & Information

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