Get multiple home insurance quotes in 29360. Our licensed 29360, SC agents are ready to serve you.

Home Insurance Rates in 29360

For homeowners shopping online in 29360, our insurance rates are very competitive for homeowners living in Laurens, SC. Many homeowners based out of the great city of Laurens have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 29360, simply click the "Get Multiple Quotes Now" button. Your 29360 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Laurens, SC Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

29360 Home Insurance Rating is: High!

If you live in 29360, you can easily save up to 40% off the average home insurance premium of $974 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Laurens can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 29360 today!

Get Multiple Home Insurance Rates in 29360!

29360 Home Insurance Average Premiums

Local 29360 homeowners insurance quotes comparison

$724 /yr.

Shows Zip Code: 29360 lowest rates with discounts applied on average.

For the 29360, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$724 /yr.
Average Coverage:$974 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1274 /yr.

What is the average home insurance cost for a home in 29360?

  • • The average homeowners insurance premium paid annually for a home in 29360 is around $974 per year.

What does it cost on average per month for home insurance in 29360?

  • • Homeowners in 29360 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29360?

  • • Autoowners in 29360 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Laurens area, check out other zip codes nearby 29360.
Review average rates in another zip code:
29360 homeowners insurance rates

Home Replacement Cost Coverage in 29360

Average Building Cost Per Square Foot in 29360: $131

Location: Laurens, South Carolina (Laurens County)

Average Square Footage in 29360: 927 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29360 before you start any project. Laurens homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29360 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29360 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 927 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Laurens area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131927$121,500
Additional Upgrades & Added Features$164927$151,875
Major Home Updates or Advancements$197927$182,250

It's important to understand that when you estimate your replacement cost of your home in the 29360 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29360

Carolina Ins Consultants

Address: 102 Church St Laurens, SC 29360
Phone: (864)984-8064
Website:

Robert T. Crow Iii Agency

Address: 412 S Harper St Laurens, SC 29360
Phone: (864)984-6032
Website:

Best Home & Auto Insurance Agencies in 29360

Carolina Ins Consultants

Address: 102 Church St Laurens, SC 29360
Phone:
Website:
Info:

Robert T. Crow Iii Agency

Address: 412 S Harper St Laurens, SC 29360
Phone:
Website:
Info:

Wilson III, Ralph T - Wilson Insurance

Address: 110 W Main St Laurens, SC 29360
Phone:
Website:
Info:

Kirby- Joe H - State Farm Insurance Agent

Address: 918 W Main St Laurens, SC 29360
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Laurens County Farm Bureau

Address: 726 E Main St Laurens, SC 29360
Phone:
Website:
Info:

Housing Demographics for 29360

Population Review for 29360 Zip Code

For the city of Laurens, the population within 29360 has increased to over 21,981 residents in population size. The current population total is 21,242. We have broken down the population based on race below. In 29360, there are over 10169 in male population and 11073 females.

PopulationValues
Total Population21,242
White Population12582
Black Population6370
Hispanic Population1717
Asian Population93
Hawaiian Population7
Indian Population111
Other Population1032
Male Population10169
Female Population11073
Population Estimate21981

Household Data for 29360

The average number of homes in 29360 is around 8,517, there are an average of 2.43 per household. The average house value according to local real estate values is around $121,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,517
Persons Per Household2.43
Average House Value$121,500
Income Per Household$48114
Median Age41.0
Median Age Male39.3
Median Age Female42.8
29360 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityLaurens
City Alias NameLAURENS
CountyLaurens
County FIPS059
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses414
Number Of Employees6816
Business First Quarter Payroll63528
Business Annual Payroll239772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential9046
Delivery Business572
Delivery Total10402
Preferred Last Line KeyX24139
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24139
Land Area150.329000
Water Area0.512000
City Alias Code
City Mixed CaseLaurens
City Alias Mixed CaseLaurens
Box Count454
SFDU8298
MFDU448
State ANSI45
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number454880
Unique ZIP Name
SSA State County Code42290
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID30
County Mixed CaseLaurens

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]