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Compare 29374 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 29374 area? The average homeowners premium in South Carolina for a standard homeowners policy is around $971/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 29374 zip code, the population size is around 3,615 with 1,407 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 29374.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Pauline, SC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. SC RateDiscountsSavingsShop Rates
$1,327up to 40% off$531

29374 Home Insurance Average Premiums

Local 29374 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 29374 lowest rates with discounts applied on average.

For the 29374, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1271 /yr.

What is the average home insurance cost for a home in 29374?

  • • The average homeowners insurance premium paid annually for a home in 29374 is around $971 per year.

What does it cost on average per month for home insurance in 29374?

  • • Homeowners in 29374 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29374?

  • • Autoowners in 29374 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pauline area, check out other zip codes nearby 29374.
Review average rates in another zip code:
29374 homeowners insurance rates

Home Replacement Cost Coverage in 29374

Average Building Cost Per Square Foot in 29374: $131

Location: Pauline, South Carolina (Spartanburg County)

Average Square Footage in 29374: 1,177 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29374 before you start any project. Pauline homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29374 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29374 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,177 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pauline area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,177$154,200
Additional Upgrades & Added Features$1641,177$192,750
Major Home Updates or Advancements$1971,177$231,300

It's important to understand that when you estimate your replacement cost of your home in the 29374 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29374

Best Home & Auto Insurance Agencies in 29374

Housing Demographics for 29374

Population Review for 29374 Zip Code

For the city of Pauline, the population within 29374 has increased to over 3,860 residents in population size. The current population total is 3,615. We have broken down the population based on race below. In 29374, there are over 1870 in male population and 1745 females.

PopulationValues
Total Population3,615
White Population3239
Black Population158
Hispanic Population128
Asian Population15
Hawaiian Population0
Indian Population13
Other Population46
Male Population1870
Female Population1745
Population Estimate3860

Household Data for 29374

The average number of homes in 29374 is around 1,407, there are an average of 2.53 per household. The average house value according to local real estate values is around $154,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,407
Persons Per Household2.53
Average House Value$154,200
Income Per Household$50588
Median Age44.9
Median Age Male44.0
Median Age Female45.5
29374 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityPauline
City Alias NamePAULINE
CountySpartanburg
County FIPS083
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA43900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpartanburg, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses57
Number Of Employees313
Business First Quarter Payroll1910
Business Annual Payroll9177
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population284307
CBSA Division Population0
Congressional District04|05
Congressional LandArea1299.3|5505.54
Delivery Residential1526
Delivery Business25
Delivery Total1759
Preferred Last Line KeyX24416
Classification Code
Multi-CountyY
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24416
Land Area48.739000
Water Area0.265000
City Alias Code
City Mixed CasePauline
City Alias Mixed CasePauline
Box Count165
SFDU1526
MFDU0
State ANSI45
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number456760
Unique ZIP Name
SSA State County Code42410
Medicare CBSA Code43900
Medicare CBSA NameSpartanburg, SC
Medicare CBSA TypeMetro
Market Rating Area ID42
County Mixed CaseSpartanburg

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