Get multiple home insurance quotes in 29440. Our licensed 29440, SC agents are ready to serve you.

Compare 29440 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Georgetown just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 11,053 neighbors looking to save on their home insurance policy in the local 29440 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 29440. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best South Carolina rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Georgetown, SC home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Georgetown, SC

29440 Home Insurance Average Premiums

Local 29440 homeowners insurance quotes comparison

$729 /yr.

Shows Zip Code: 29440 lowest rates with discounts applied on average.

For the 29440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$729 /yr.
Average Coverage:$979 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1279 /yr.

What is the average home insurance cost for a home in 29440?

  • • The average homeowners insurance premium paid annually for a home in 29440 is around $979 per year.

What does it cost on average per month for home insurance in 29440?

  • • Homeowners in 29440 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29440?

  • • Autoowners in 29440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Georgetown area, check out other zip codes nearby 29440.
Review average rates in another zip code:
29440 homeowners insurance rates

Home Replacement Cost Coverage in 29440

Average Building Cost Per Square Foot in 29440: $131

Location: Georgetown, South Carolina (Georgetown County)

Average Square Footage in 29440: 1,005 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29440 before you start any project. Georgetown homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,005 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Georgetown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,005$131,600
Additional Upgrades & Added Features$1641,005$164,500
Major Home Updates or Advancements$1971,005$197,400

It's important to understand that when you estimate your replacement cost of your home in the 29440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29440

Best Home & Auto Insurance Agencies in 29440

Edwards- Linda F - State Farm Insurance Agent

Address: 903 N Fraser St Georgetown, SC 29440
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Pat Siau Ins Agency Inc - State Farm Insurance Agent

Address: 330 Church St Georgetown, SC 29440
Phone:
Website:
Info:

Housing Demographics for 29440

Population Review for 29440 Zip Code

For the city of Georgetown, the population within 29440 has increased to over 31,983 residents in population size. The current population total is 27,451. We have broken down the population based on race below. In 29440, there are over 13038 in male population and 14413 females.

PopulationValues
Total Population27,451
White Population13443
Black Population12194
Hispanic Population1322
Asian Population116
Hawaiian Population17
Indian Population54
Other Population817
Male Population13038
Female Population14413
Population Estimate31983

Household Data for 29440

The average number of homes in 29440 is around 11,053, there are an average of 2.44 per household. The average house value according to local real estate values is around $131,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,053
Persons Per Household2.44
Average House Value$131,600
Income Per Household$46233
Median Age45.6
Median Age Male43.7
Median Age Female47.3
29440 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityGeorgetown
City Alias NameGEORGETOWN
CountyGeorgetown
County FIPS043
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA396
CBSA34680
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMurrells Inlet, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses661
Number Of Employees7805
Business First Quarter Payroll90963
Business Annual Payroll384803
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06|07
Congressional LandArea8062.93|5354.62
Delivery Residential13108
Delivery Business904
Delivery Total13992
Preferred Last Line KeyX23943
Classification Code
Multi-CountyY
CSA NameMyrtle Beach-Conway, SC
CBSA_DIV_Name
City State KeyX23943
Land Area523.134000
Water Area51.627000
City Alias Code
City Mixed CaseGeorgetown
City Alias Mixed CaseGeorgetown
Box Count0
SFDU11670
MFDU168
State ANSI45
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453320
Unique ZIP Name
SSA State County Code42210
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID22
County Mixed CaseGeorgetown

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